Two Wheeler Loan

Commuter TW Loan

Super Bike Loan

Electric Two Wheeler Loan

Secure a Two Wheeler Loan for up to ₹ 20 Lakh for your daily commuter bikes, electric bikes or dream super bike. Get a competitive EMI as low as ₹ 2,299* per month, with minimal documentation and repayment tenure for up to 5 years. We offer quick approvals and easy processing without the burden of lengthy paperwork. Apply now and get your two wheeler in no time.

Features & Benefits
EMI Calculator
Documentation & Eligibility
Fees & Charges
Frequently Asked Questions

Minimal paperwork

Apply for a Two Wheeler Loan digitally with minimum documentation.

Accessible service

Nationwide dealerships for personalised and convenient service

Loan tenure

Get a bike loan with a repayment tenure of up to 5 years

Maximum funding

Receive up to 100%* funding of the on-road price

EMI Calculator

Results generated by the calculator(s) are indicative in nature.

Preferred loan amount

₹

₹50,000

₹20,00,000

Interest rate (per annum)

22%

Loan tenure (months)

12 months

60 months

Estimated EMI

per month

₹ 36,690
Interest payable
₹52,41, 690

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Eligibility & Documents

Eligibility

Residency:

Indian resident

Age requirement:

21 years to 65 years

Profession:

Salaried or self-employed individuals

Documents

Photo ID Proof

Address Proof

Utility bills (not older than 2 months) | Aadhaar Card | Driving License | Passport | Voter ID etc

Income Proof

Bank statement (Optional. Based on loan requirement)

Seamless Loans, Simplified Experience

Download the Planet app for a one stop loan solution with effortless management at your fingertips. Learn More

FAQs & Support

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How can I repay my two-wheeler loan?

You can repay your two-wheeler loan with a range of options. This includes eNach (Net Banking, Debit Card, Aadhaar, UPI), physical mandate through direct bank transfers, online payment through L&T Finance website. You can also repay through cheque & cash by visiting your nearest L&T Finance branch.

How does credit score impact the Two Wheeler Loan interest rates?

A high credit score typically leads to lower interest rates as it indicates low credit risk, while a low score may increase rates due to higher perceived risk by lenders.

What is the process for applying for a Two Wheeler Loan?

Applying for a Two Wheeler Loan involves applying with the documents required for a Two Wheeler Loan application, which include identity, address, and income proof. Upon submission, the lender will verify your documents and creditworthiness before approving the loan.

What is the Two Wheeler Loan documentation process?

The documentation process involves gathering all necessary documents for a Two Wheeler Loan for all set of customers

What should be the language of the registration document?

The registration document should be in the official language of the issuing authority, usually in English or the regional language.

Are there any hidden charges in Two Wheeler Loan interest rates?

While most lenders aim for transparency, additional charges such as processing fees, documentation charges and penalties for late payments or prepayments can exist. It’s crucial to read the loan agreement carefully to avoid surprises.

What is a Two-Wheeler Loan?

A two-wheeler loan helps you purchase a bike of your choice, and pay for it in equated monthly instalments (EMIs).

How is a Two Wheeler Loan EMI to be paid?

The EMI can typically be paid through auto-debit from your bank account, ensuring timely and hassle-free payments. Check with your lender for available payment methods.

What’s the minimum credit score I need to get a Two Wheeler Loan?

The required credit score can vary based on L&T Finance’s credit policies. Generally, the higher your credit score, the better your chances of getting a favourable interest rate with higher eligibility.

How is the eligibility calculated for a two-wheeler loan?

Eligibility is calculated by assessing your age, employment type, credit score, and other financial commitments to ensure you meet the lender's criteria.

Explore all FAQs

Testimonials

I got a Loan from L&T Finance. It was a very smooth and easy loan process. I just brought my KYC documents and got the loan within five minutes, and the rate of interest is very low. I am really very pleased with L&T Finance.

Pramal Kumar

Bihar

Two Wheeler Loan

It was my dream to own a super bike, L&T Finance made that dream come true. From a digital paperless journey to quickly disbursing the loan amount, L&T Finance has been a hassle free experience for me. Transparent and trustworthy.

Moiz Manasawala

Mumbai

Two Wheeler Loan

I am very much satisfied with the loan scheme of L&T finance. They have approved the loan within a very short time and the Yamaha MT bike was one of my dream bikes and I got the bike with support and help of L&T finance and a bit of down payment.

Dhanashwam Taye

Bengaluru, Karnataka

Two Wheeler Loan

Thanks to L&T Finance, the process of buying my dream Bullet was swift and hassle-free. My family is elated, and we couldn’t be happier. Managing my EMI payments & checking the statement of account through the PLANET app is incredibly easy. I’m truly grateful to L&T Finance for making this dream a reality!

Dinesh Patil

Bhiwandi, Maharashtra

Two Wheeler Loan

My experience with L&T Finance for Suzuki Access 125 was very smooth. The loan was approved within a very short time, with limited paperwork and constant support of their staff throughout, made it seamless. Me and my family is thrilled to add a new member in the house. Thanks to L&T Finance.

Rajaram Ghadigaonkar

Mumbai

Personal Loan

I was aware of L&T Finance Consumer Loans, as I have already benefited from their services in the past. They had even clarified my doubts about T&C and loan process by calling me up at my convenient time. Because of such good support, I decided to take loan again from L&T Finance Personal Loans.

Chirag Mehta

Ahmedabad, Gujarat

Personal Loan

I spotted an L&T Finance Consumer Loans ad and applied. After my verification call, my request for loan was approved and the loan amount was transferred in the following 24 hours. L&T Finance Personal Loans provided me timely, financial help.

Vinod Bidlan

Andheri, Mumbai

SME

The special aspects of L&T Finance SME Loans are their faster turn around time, minimal documentation. I had a very good experience with L&T Finance SME Loans and I recommended it to a lot of my Doctor friends who have equally benefitted.

Dr. Hrishikesh Chevle

Pathologist, Alpine Diagnostics

Housing Loan

The process of applying L&T Finance Housing loans was a very easy and seamless process. And the credit goes to L&T Finance's entire Housing loan team. They have been extremely helpful & quick response. A very transparent process, the best of the market rates and quick disbursement.

Amit Chaturvedi

Powai, Mumbai

Housing Loan

I was looking to buy a property and L&T finance Housing Loans stepped in forward to cater to all my demands, the ease of the documentation processes and their commitment to provide disbursement at the earliest. Whatever I asked, the team was there support at every step to get me through.