Name: Home Loan Decor Finance
Brand: L&T Finance
Rating: 5 (10 reviews)

Transfer your home with our Home Decor Finance, offering loan from up to ₹ 75 Lakh* with repayment tenure from 3 years to 30 years. Get quick approval and start your renovation without any delay. Our loan can help you create your dream home with interest rates starting from just 11%* p.a. Our hassle-free processing helps you upgrade for comfort and style. With Home Decor Finance, your perfect home makeover is within reach.

Home Loan for Apartments
Plot Plus Construction
Home Loan for Self Construction
Home Improvement

Features & Benefits
EMI Calculator
Documentation & Eligibility
Fees & Charges
Frequently Asked Questions

Loan Tenure

Flexible tenure ranging from 1 year to a maximum of 10 years

Loan Amount

Get loan starting from ₹ 3 Lakh* to ₹ 75 Lakh*

Guided Digital Experience

Smooth online application with personalised support available

Competitive Interest Rates

Repay your EMI easily with interest rate starting at 11%* p.a.

Prepayment Charges

No part prepayment or foreclosure fees for individual borrower

EMI Calculator

Results generated by the calculator(s) are indicative in nature.

Preferred loan amount

₹

₹3,00,000

₹75,00,000

Interest rate (per annum)

13%

Loan tenure (months)

36 months

360 months

Estimated EMI

per month

₹ 36,690
Interest payable
₹52,41, 690

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Eligibility & Documents

Eligibility

Residency:

Must be an Indian resident

Age:

Salaried: 23 years to 70 years
Self-employed: 25 years to 70 years

Profession:

Salaried / self-employed professionals and non-professionals

Other:

Can be increased by adding co-applicant income or other verifiable income sources

Documents

Age Proof

Aadhaar Card | PAN Card | Passport

Address Proof

Utility bills (not older than 2 months | Aadhaar Card | Driving License | Passport | Voter ID etc

Photo ID Proof

Income Proof

Income proofs vary for different professionals across salaried, non-salaried and self-employed. List of required income documents

Seamless Loans, Simplified Experience

Download the Planet app for a one stop loan solution with effortless management at your fingertips. Learn More

FAQs & Support

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Who can opt for a Home Decor Loan?

Anyone with a new home and is ready for possession is eligible to avail Home Decor Finance for fulfill all interior needs.

Can a House Decoration Loan fund the purchase of furniture?

Yes, a Home Decor Loan can cover interior enhancements, including furniture purchases.

What is the maximum term for a Home Decor Loan?

You can avail of a Home Decor Loan for up to 10 years, allowing flexible and comfortable repayment options.

Can I do interior design with EMIs?

Yes, you can finance interior design projects through EMIs using a Home Decor Finance with flexible repayment plans extending up to 10 years.

What is a Home Decor Loan?

A Home Decor Loan helps homeowners renovate or improve their living spaces, offering amounts between ₹5 Lakh and ₹75 Lakh, with a tenure of up to 10 years at floating interest rates.

Explore all FAQs

Testimonials

Housing Loan

Buying a home in Mumbai was always a dream of mine, and L&T Finance has made this dream come true. They offered competitive interest rate, quick approval with easy documentation. I would highly recommend L&T Finance to anyone looking for a reliable home loan provider.

Yadika Hussain

Mumbai

Housing Loan

As a 2nd generation entrepreneur, expanding my PVD coating business was easy with L&T Finance. The process was fast, smooth, with minimal paperwork and the best interest rates. Thanks to PLANET, I can make part payments and withdrawals with ease. They've provided full funding for my growth.

Harsh Gosalia

Pune, Maharashtra

Business Loan

As a steel and aluminum trader, I needed constant capital post-COVID. L&T Finance's DLOD service impressed me with a seamless, fully digital process. Their executive guided me well, leading to a swift sanction. The competitive interest rate & round the clock transaction facility were game-changers for my business.

Jignesh Solanki

Mumbai

Housing Loan

L&T Finance made my homeownership and business growth easier! After taking a home loan with another bank, I needed additional funds to expand my business. L&T offered a quick response, pre-approval, & a streamlined process with minimal paperwork. Plus, I received lower interest rate & maximum funding!

Amol Hirawadekar

Mumbai

Housing Loan

Choosing L&T Finance for our home loan was seamless. The team was supportive, with transparent documentation, quick responses, and competitive rates. Their efficient process made our home-buying journey smooth, and the L&T Emerald’s location, amenities, and security make it the perfect choice for our family.

Amit Chaturvedi

Mumbai, Maharashtra

Housing Loan

I was looking to buy a property and L&T finance Housing Loans stepped in forward to cater to all my demands, the ease of the documentation processes and their commitment to provide disbursement at the earliest. Whatever I asked, the team was there support at every step to get me through.

Mr. Sharad Pandey

Captain, Merchant Navy

Housing Loan

The process of applying L&T Finance Housing loans was a very easy and seamless process. And the credit goes to L&T Finance's entire Housing loan team. They have been extremely helpful & quick response. A very transparent process, the best of the market rates and quick disbursement.

Amit Chaturvedi

Powai, Mumbai

SME

The special aspects of L&T Finance SME Loans are their faster turn around time, minimal documentation. I had a very good experience with L&T Finance SME Loans and I recommended it to a lot of my Doctor friends who have equally benefitted.

Dr. Hrishikesh Chevle

Pathologist, Alpine Diagnostics

Personal Loan

I was aware of L&T Finance Consumer Loans, as I have already benefited from their services in the past. They had even clarified my doubts about T&C and loan process by calling me up at my convenient time. Because of such good support, I decided to take loan again from L&T Finance Personal Loans.

Chirag Mehta

Ahmedabad, Gujarat

Personal Loan

I spotted an L&T Finance Consumer Loans ad and applied. After my verification call, my request for loan was approved and the loan amount was transferred in the following 24 hours. L&T Finance Personal Loans provided me timely, financial help.