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Blogs

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personal loan

Debt Financing: Meaning, Types, Benefits, and How It Works

Mar 11, 2025 | 4 mins read
Fraud Awareness

A Simple Breakdown of Bounce and Penal Charges in India

Apr 17, 2025 | 4 mins read
Fraud Awareness

Personal Loan Scams and How to Avoid Them

Apr 17, 2025 | 4 mins read
Home Loan

Home Loan Tax Benefits: Save Income Tax While Fulfilling Your Home ownership Dream

Mar 12, 2025 | 4 mins read
SME Loan

What is SME: Full Form, Meaning, Types and Its Benefits

Mar 12, 2025 | 4 mins read
Fraud Awareness

What Are Fake Apps? How to Identify and Avoid Them

Mar 11, 2025 | 4 mins read
Two Wheeler Loan

How to Save Tax on Electric Vehicles (EVs)?

Mar 11, 2025 | 4 mins read
Fraud Awareness

UPI Frauds: Types of Scams & Effective Prevention Tips

Mar 11, 2025 | 4 mins read
SME Loan

What Is a Small Business Loan and How to Apply?

Mar 11, 2025 | 4 mins read
SME Loan

What is Business Loan: Meaning, Types & How To Apply?

Mar 11, 2025 | 4 mins read
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FAQs & Support

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How can I repay my two-wheeler loan?

You can repay your two-wheeler loan with a range of options. This includes eNach (Net Banking, Debit Card, Aadhaar, UPI), physical mandate through direct bank transfers, online payment through L&T Finance website. You can also repay through cheque & cash by visiting your nearest L&T Finance branch.

How do you get the lowest Interest Rate on a Personal Loan?

To secure the lowest Personal Loan interest rate in India, maintain a high credit score, compare lender offers, and choose shorter loan tenures.

How does credit score impact the Two Wheeler Loan interest rates?

A high credit score typically leads to lower interest rates as it indicates low credit risk, while a low score may increase rates due to higher perceived risk by lenders.

What is the current interest rate for a Personal Loan?

At L&T Finance, current Personal Loan interest rates start from 11%* per annum, depending on your creditworthiness and lender.

What are MOD charges on a Home Loan?

MOD (Memorandum of Deposit) charges are fees related to depositing title deeds as security against the Home Loan.

What is the process for applying for a Two Wheeler Loan?

Applying for a Two Wheeler Loan involves applying with the documents required for a Two Wheeler Loan application, which include identity, address, and income proof. Upon submission, the lender will verify your documents and creditworthiness before approving the loan.

Can I pre-pay my rural Kisan Suvidha Top-up Loan?

Yes, you can foreclose your Kisan Suvidha Top-up Loan. However, you will be charged 2% of the outstanding principal amount plus applicable taxes.

Can I prepay my Kisan Suvidha Plus Top-up Loan?

Yes, you can prepay your Kisan Suvidha Plus Top-up Loan. However, a foreclosure charge of 2% of the principal outstanding plus applicable taxes will apply.

What is the Two Wheeler Loan documentation process?

The documentation process involves gathering all necessary documents for a Two Wheeler Loan for all set of customers

What are loan tenure options for Pragati loan?

The maximum tenure for the Pragati Loan is between 24 and 36 months, allowing for flexible repayment options based on your financial situation.

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