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FAQs & Support

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How can I repay my two-wheeler loan?

You can repay your two-wheeler loan with a range of options. This includes eNach (Net Banking, Debit Card, Aadhaar, UPI), physical mandate through direct bank transfers, online payment through L&T Finance website. You can also repay through cheque & cash by visiting your nearest L&T Finance branch.

How do you get the lowest Interest Rate on a Personal Loan?

To secure the lowest Personal Loan interest rate in India, maintain a high credit score, compare lender offers, and choose shorter loan tenures.

How does credit score impact the Two Wheeler Loan interest rates?

A high credit score typically leads to lower interest rates as it indicates low credit risk, while a low score may increase rates due to higher perceived risk by lenders.

What is the current interest rate for a Personal Loan?

At L&T Finance, current Personal Loan interest rates start from 11%* per annum, depending on your creditworthiness and lender.

What are MOD charges on a Home Loan?

MOD (Memorandum of Deposit) charges are fees related to depositing title deeds as security against the Home Loan.

What is a Loan Against Property Foreclosure Calculator?

It is a digital tool designed to estimate the foreclosure charges and savings when you repay your Loan Against Property early.

What is the process for applying for a Two Wheeler Loan?

Applying for a Two Wheeler Loan involves applying with the documents required for a Two Wheeler Loan application, which include identity, address, and income proof. Upon submission, the lender will verify your documents and creditworthiness before approving the loan.

Can I pre-pay my rural Kisan Suvidha Top-up Loan?

Yes, you can foreclose your Kisan Suvidha Top-up Loan. However, you will be charged 2% of the outstanding principal amount plus applicable taxes.

Can I prepay my Kisan Suvidha Plus Top-up Loan?

Yes, you can prepay your Kisan Suvidha Plus Top-up Loan. However, a foreclosure charge of 2% of the principal outstanding plus applicable taxes will apply.

What is the Two Wheeler Loan documentation process?

The documentation process involves gathering all necessary documents for a Two Wheeler Loan for all set of customers