Balance Transfer
Understand Composite Loan Meaning: How It Works in Home Construction Financing
Jun 19, 2026 | 4 mins read
As an established business owner, you likely want to grow your business through additional investment. This is only possible when you have a suitable workplace or environment to scale your business. If you require funds to construct a new facility, renovate an office, or are looking for a loan for purchase of commercial property, we can help you achieve it with a Commercial Property Loan. *Avail a Commercial Property Loan with competitive interest rates (starting at 8.70%*), funds disbursal within *72 hours* and a flexible tranche-based EMI and part prepayment scheme.
Calculate Your Monthly Repayments: Commercial Property Loan EMI Calculator
Results generated by the calculator(s) are indicative in nature.
Preferred loan amount
₹
₹20,00,000
₹10,00,00,000
Interest rate (per annum)
%
7%
13%
Loan tenure (months)
%
36 months
360 months
Estimated EMI
per month- ₹ 36,690
Interest payable
₹52,41, 690
Commercial Property Loan Eligibility Criteria and Document Checklist
Who is Eligible? Commercial Property Purchase Loan Eligibility
We offer a streamlined eligibility process for our Commercial Property Loan to both salaried and self-employed applicants:
Residency:
Indian resident
Age:
Salaried: 23 years to 70 years
Self-employed: 25 years to 70 years
Profession:
Salaried / self-employed professionals and non-professionals
Other:
Can be increased by adding co-applicant income or other verifiable income sources
Mandatory List of Documents required for Commercial Property Loan
Age Proof
Aadhaar Card | PAN Card | Passport
Address Proof
Utility bills (not older than 2 months) | Aadhaar Card | Driving License | Passport | Voter ID etc
Photo ID Proof
PAN and any one of the following- Aadhaar Card| Driving License | Passport | Voter ID | Job card by NREGA | Letter issued by the National Population Register containing details of name and address
Income Proof
Income proofs vary for different professionals across salaried, non-salaried and self-employed.
a) Salaried
i. Salary slips for the last 3 months
ii. Bank statements for 1 year
iii. Latest Form 16
b) Self Employed: Professionals
i. Latest two ITRs (personal and business) with computation of income
ii. Advance tax challans (if available)
iii. Latest two years of P&L accounts and balance sheets (with schedules), certified by a CA(both personal and business)
iv. Bank account statements (current and savings accounts) for the last 1 year
v. Qualification Proof of professionals
c) Self Employed: Non-Professionals
i.Latest 2 years ITRs with computation for individual applicants and co-applicants (if borrower is an individual)
ii. Bank account statements (current and savings accounts) for the last 1 year
iii. Latest 2 years of audited/CA-certified profit & loss accounts and balance sheets of the firm/company (if borrower is a firm/company)
iv. Proof of Business (GST / Shop Establishment/Udayam Aadhar, etc.)
v. MOA & AOA & Certificate of Incorporation
vi. For Partnership Firm-Partnership Deed
Other documents to be provided as required for disbursement of Loan
Seamless Loans, Simplified Experience
Download the Planet app for a one stop loan solution with effortless management at your fingertips. Learn More
