Business Loan for Chartered Accountants upto ₹ 1 Cr*

Need a financial boost for your Chartered Accountant practice? Our unsecured Business Loan offers up to ₹ 1 Cr. at competitive interest rates starting from 11.25%* p.a. Simple loan application with tenure of up to 60 months. Our relationship managers are always available to guide you at every step. With quick approvals and regular updates, getting a CA Loan to expand your business is easy.

Features & Benefits
EMI Calculator
Documentation & Eligibility
Fees & Charges
Frequently Asked Questions

High Loan Amount

Get a CA Loan of up to ₹ 1 crore without any collateral or security

Interest rate

Benefit from competitive interest rate starting from as low as 11.25%* p.a.

Loan Tenure

Choose a loan period of up to 60 months and pay your EMIs easily

Additional Withdrawal Available

Access extra funds with online overdraft facility

No Collateral

Get loans without collateral for easy access to money when you need it

Fast Approval

Get loan sanction for Chartered Accountant Loan within minutes

EMI Calculator

Results generated by the calculator(s) are indicative in nature.

Preferred loan amount

₹

₹7,00,000

₹1,00,00,000

Interest rate (per annum)

11.25%

15.05%

Loan tenure (months)

12 months

60 months

Estimated EMI

per month

₹ 36,690
Interest payable
₹52,41, 690

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Eligibility & Documents

Eligibility

Age:

24 to 65 years

Ownership

Residence or Office to be owned

Minimum Business Vintage:

Your business should have been operational for at least 3 years.

Credit History:

A minimum of 6 months of credit history is required.

Documents

KYC Documents

Entity - PAN Details, Entity Registration Docs - depending on Entity Type (Shop Act / GST Returns / MOA / AOA / Certificate of Incorporation / Partnership Deed / LLP Agreement)

Individual (Proprietor / Partner / Director) – PAN Details, Any 1 OVD Document containing updated current address (Aadhar Card / Voter ID / Driving License / Passport / Utility Bill + Rent Agreement)

Income Documents (wherever applicable):

Latest 2 years – Audited Financial Statements, Income Tax Returns, Tax Audit Reports, 6 months GST Returns

Bank Account Statement (wherever applicable):

Operative Bank Account Statement for Last 6 months

Qualification Documents:

Degree certificate | Certificate of Membership | Certificate of Practice

Others Documents:

Ownership Documents ((Any 1) - Utility Bill / Sales Deed / Index II / Property Tax Receipt), Board Resolution, List of Shareholders, List of Directors

Seamless Loans, Simplified Experience

Download the Planet app for a one stop loan solution with effortless management at your fingertips. Learn More

FAQs & Support

View all

What is the maximum amount available under Business Loan to CA?

The maximum loan amount available for CAs goes up to ₹ 1 Cr, depending on your eligibility and financial profile.

How can I track my CA loan application status from L&T Finance?

You can track your CA loan application status by logging in on the L&T Finance website or PLANET App using your credentials. You may also receive updates via SMS or email.

Can I get a professional loan for CAs with a low credit score?

A low credit score may affect your eligibility for a CA loan or result in higher interest rates. Maintaining a good credit score is advisable to secure better loan terms.

How does prepayment affect my EMI and loan tenure?

Prepayment of your loan can reduce either your EMI or your loan tenure, depending on your preference. By prepaying, you can save on the interest amount, but it may also incur prepayment charges.

How do I calculate the EMI for a Business Loan for Chartered Accountants?

You can use the EMI calculator to calculate the EMI for a Business Loan. Enter the loan amount, interest rate, and tenure to get an estimate of your monthly EMI.

Explore all FAQs

Testimonials

LAP

L&T Finance made my homeownership and business growth easier! After taking a home loan with another bank, I needed additional funds to expand my business. L&T offered a quick response, pre-approval, & a streamlined process with minimal paperwork. Plus, I received lower interest rate & maximum funding!

Amol Hirawadekar

Mumbai

SME Loan

Expanding my business to tier-2 cities was a key goal, and L&T Finance made it possible. Their SME loan process was quick and seamless, with KYC and document upload done in just a few clicks. I can easily track repayments and prepay EMIs anytime, making it a game changer for my business!

Varun Shroff

Bengaluru, Karnataka

SME Loan

Starting a C&F agency seemed impossible due to funding issues, but L&T Finance made it happen. Their executive guided me through the process, and everything was done online. The loan was processed in 2-3 days, and I now have access to all my loan details on the PLANET App.

Fareem Begum

Cuttack, Bhubaneswar

Business Loan

Setting up a molecular lab post-pandemic was challenging, but L&T Finance made it possible with quick turnaround, minimal documentation, and competitive rates. Thanks to their support, I expanded services, reduced waiting times, and offered new tests, serving more people efficiently.

Dr. Hrishikesh Chevle

Thane, Maharashtra

SME Loan

As a 2nd generation entrepreneur, expanding my PVD coating business was made easy with L&T Finance. The process was fast & smooth, with minimal paperwork & the best interest rates. All documents got digitally uploaded & approved. PLANET App mae part payments & additional withdrawals easy.

Harsh Gosalia

Pune, Maharashtra

Housing Loan

I was looking to buy a property and L&T finance Housing Loans stepped in forward to cater to all my demands, the ease of the documentation processes and their commitment to provide disbursement at the earliest. Whatever I asked, the team was there support at every step to get me through.

Mr. Sharad Pandey

Captain, Merchant Navy

Housing Loan

The process of applying L&T Finance Housing loans was a very easy and seamless process. And the credit goes to L&T Finance's entire Housing loan team. They have been extremely helpful & quick response. A very transparent process, the best of the market rates and quick disbursement.

Amit Chaturvedi

Powai, Mumbai

Personal Loan

I spotted an L&T Finance Consumer Loans ad and applied. After my verification call, my request for loan was approved and the loan amount was transferred in the following 24 hours. L&T Finance Personal Loans provided me timely, financial help.

Vinod Bidlan

Andheri, Mumbai

Personal Loan

I was aware of L&T Finance Consumer Loans, as I have already benefited from their services in the past. They had even clarified my doubts about T&C and loan process by calling me up at my convenient time. Because of such good support, I decided to take loan again from L&T Finance Personal Loans.

Chirag Mehta

Ahmedabad, Gujarat

SME

The special aspects of L&T Finance SME Loans are their faster turn around time, minimal documentation. I had a very good experience with L&T Finance SME Loans and I recommended it to a lot of my Doctor friends who have equally benefitted.