Business Loan for Chartered Accountants upto ₹ 1 Cr*

A Business Loan for Chartered Accountants from L&T Finance is designed to meet the unique financial requirements of CA professionals. Whether you want to expand your practice, invest in advanced technology, upgrade office infrastructure, or manage working capital, this loan provides the flexibility and support you need to grow your business seamlessly.

With L&T Finance Chartered Accountant Loans, you can avail funding of up to ₹1 crore with no collateral required. Benefit from competitive interest rates starting at 11% p.a. and repayment tenures of up to 84 months, allowing you to plan your finances with ease.

The loan facility is available for individual CAs, partnerships, and CA firms, offering quick approval, minimal documentation, and fully digital processing for a hassle-free borrowing experience.

Choose L&T Finance Business Loan for Chartered Accountants and empower your professional growth with tailored financial solutions that match your ambitions.

Features & Benefits
EMI Calculator
Documentation
Eligibility
Fees & Charges
Frequently Asked Questions

High Loan Amount

Get a Chartered Accountant Loan of up to ₹1 crore without collateral or security to meet your professional or business expansion needs.

Competitive Interest Rate

Benefit from *attractive interest rates starting from 11.25% p.a.**, ensuring affordable monthly EMIs.

Flexible Loan Tenure

Choose a loan tenure of up to 60 months to comfortably manage repayments as per your cash flow.

Additional Withdrawal Facility

Enjoy extra liquidity with our online overdraft option, available for eligible customers.

No Collateral Required

Get loans without collateral for easy access to money when you need it

Fast Loan Approval

Experience quick loan sanction and disbursement within minutes after document verification and eligibility check.

EMI Calculator

Use our EMI Calculator to estimate your monthly repayment.

Results generated by the calculator are indicative in nature.

Preferred loan amount

₹

₹7,00,000

₹1,00,00,000

Interest rate (per annum)

11.25%

15.05%

Loan tenure (months)

12 months

60 months

Estimated EMI

per month

₹ 36,690
Interest payable
₹52,41, 690

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Eligibility & Documents

Eligibility Criteria for CA Loan

Age:

24 to 65 years

Ownership

Residence or Office must be owned

Minimum Business Vintage:

Minimum 3 years of operation

Credit History:

Minimum 6 months of credit track record

Required Documents for a Chartered Accountant Loan

KYC Documents

Entity - PAN, registration documents (Shop Act, GST Returns, MOA/AOA, Certificate of Incorporation, Partnership Deed, LLP Agreement)

Individual (Proprietor / Partner / Director) – PAN, one valid OVD with current address (Aadhaar, Voter ID, Driving License, Passport, or Utility Bill + Rent Agreement)

Income Documents (wherever applicable):

Last 2 years audited financial statements, ITRs, and tax audit reports

6 months of GST Returns

Bank Account Statement (wherever applicable):

Last 6 months operative account statement

Qualification Proof:

CA Degree Certificate, Membership Certificate, or Certificate of Practice

FAQs & Support

View all

What is the maximum amount available under Business Loan to CA?

The maximum loan amount available for CAs goes up to ₹ 1 Cr, depending on your eligibility and financial profile.

How can I track my CA loan application status from L&T Finance?

You can track your CA loan application status by logging in on the L&T Finance website or PLANET App using your credentials. You may also receive updates via SMS or email.

Can I get a professional loan for CAs with a low credit score?

A low credit score may affect your eligibility for a CA loan or result in higher interest rates. Maintaining a good credit score is advisable to secure better loan terms.

How does prepayment affect my EMI and loan tenure?

Prepayment of your loan can reduce either your EMI or your loan tenure, depending on your preference. By prepaying, you can save on the interest amount, but it may also incur prepayment charges.

How do I calculate the EMI for a Business Loan for Chartered Accountants?

You can use the EMI calculator to calculate the EMI for a Business Loan. Enter the loan amount, interest rate, and tenure to get an estimate of your monthly EMI.

Explore all FAQs

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