आईटीआर क्या है? होम लोन के लिए आईटीआर कैसे फाइल करें और इसका महत्व
Mar 20, 2026 | 4 mins read
Our Home Loan solutions cater to your all home financing needs. With a loan amount of up to ₹ 10 Crore* available at attractive interest rates, we ensure the best borrowing experience for your dream property. You can get funding of up to 90% of your property's value, minimising the down payment. Planning to buy a new house? Learn about the documents required for a Home Loan application.
| Documents Required* | Age Proof | Address Proof | Photo ID Proof |
|---|---|---|---|
| Aadhaar Card | y | y | y |
| Passport | y | y | y |
| PAN Card | y | y | |
| Voter ID | y | y | |
| Utility Bill | y | ||
| Driving Licence | y | ||
| Registered Rent Agreement | y |
To ensure higher eligiblity on your loan application, please provide the required income proof documents. These documents help us assess your financial capacity and determine your loan eligibility
- Co-applicant income
- Other verifiable income sources
To ensure a smooth loan disbursement process, you should have the following documents ready. These documents will be verified to confirm your eligibility, loan details, and assess your financial capacity. Having these documents readily available will expedite the verification process and enable us to proceed with the loan disbursement
| Salaried Individuals | Self-Employed Professionals | Self-Employed: Non-Professionals |
|---|---|---|
| Salary slips for the last 3 months | Latest two ITRs (personal and business) with computation of income | Latest 2 years ITRs with computation for individual applicants and co-applicants (if borrower is an individual) |
| Bank statements for 1 year | Advance tax challans (if available) | Bank account statements (current and savings accounts) for the last 1 year |
| Latest Form 16 | Latest two years of P&L accounts and balance sheets (with schedules), certified by a CA (both personal and business) | Latest 2 years of audited/CA-certified profit & loss accounts and balance sheets of the firm/company (if borrower is a firm/company) |
| Bank account statements (current and savings accounts) for the last 1 year | Proof of Business (GST / Shop Establishment/Udayam Aadhar, etc.) | |
| Qualification Proof of professionals | MOA & AOA & Certificate of Incorporation | |
| For Partnership Firm-Partnership Deed | ||
| Additional documents can be asked | ||
No, documentation is essential to verify your identity, income, and property details.
Submit the document to your lender, who will conduct a legal check for authenticity and clear title.
The process includes gathering necessary documents, submitting them to the lender, undergoing verification and waiting for approval.
Discrepancies in documentation can delay the process or lead to rejection, so it's crucial to ensure accuracy and consistency.
Yes, Aadhaar is usually required to verify identity and address.
Documents like the sale deed, property tax receipts, and identity proofs are essential.
Once submitted, documents undergo scrutiny for authenticity and eligibility, followed by a field investigation to confirm the details.
Alternatives include bank statements, salary slips, and Form 16, but requirements may vary by lender.
Providing comprehensive income proofs such as detailed ITRs, bank statements, and salary slips can help negotiate better EMI terms.
You can apply online, via mobile app or at branch offices.
आईटीआर क्या है? होम लोन के लिए आईटीआर कैसे फाइल करें और इसका महत्व
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