Documents Required for Home Loan

Home Loan Required Documents

Our Home Loan solutions cater to your all home financing needs. With a loan amount of up to ₹ 10 Crore* available at attractive interest rates, we ensure the best borrowing experience for your dream property. You can get funding of up to 90% of your property's value, minimising the down payment. Planning to buy a new house? Learn about the documents required for a Home Loan application.

List of Documents Required for Home Loan

Documents Required*	Age Proof	Address Proof	Photo ID Proof
Aadhaar Card	y	y	y
Passport	y	y	y
PAN Card	y		y
Voter ID		y	y
Utility Bill		y
Driving Licence		y
Registered Rent Agreement		y

Documents Required To Increase Loan Amount

To ensure higher eligiblity on your loan application, please provide the required income proof documents. These documents help us assess your financial capacity and determine your loan eligibility

- Co-applicant income

- Other verifiable income sources

List of Income Proof Required Based Employment Type

To ensure a smooth loan disbursement process, you should have the following documents ready. These documents will be verified to confirm your eligibility, loan details, and assess your financial capacity. Having these documents readily available will expedite the verification process and enable us to proceed with the loan disbursement

Salaried Individuals	Self-Employed Professionals	Self-Employed: Non-Professionals
Salary slips for the last 3 months	Latest two ITRs (personal and business) with computation of income	Latest 2 years ITRs with computation for individual applicants and co-applicants (if borrower is an individual)
Bank statements for 1 year	Advance tax challans (if available)	Bank account statements (current and savings accounts) for the last 1 year
Latest Form 16	Latest two years of P&L accounts and balance sheets (with schedules), certified by a CA (both personal and business)	Latest 2 years of audited/CA-certified profit & loss accounts and balance sheets of the firm/company (if borrower is a firm/company)
	Bank account statements (current and savings accounts) for the last 1 year	Proof of Business (GST / Shop Establishment/Udayam Aadhar, etc.)
	Qualification Proof of professionals	MOA & AOA & Certificate of Incorporation
		For Partnership Firm-Partnership Deed
Additional documents can be asked

FAQs & Support

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Which documents are required to avail of a Home Loan without ITR?

Alternatives include bank statements, salary slips, and Form 16, but requirements may vary by lender.

What are the documents required for a Home Loan?

For salaried individuals, self-employed professionals (SEP), and self-employed non-professionals (SENP), documents like age proof (PAN, Aadhaar), address proof (passport, utility bill), photo ID, and income proof (bank statements, ITRs) are necessary.