Refinance Loan Documents Required Checklist

Refinance Loan Required Documents

Applying for a Refinance Loan requires submitting specific documents to verify eligibility and financial capability. Whether refinancing a Tractor Loan, lenders need valid paperwork to assess your repayment capacity.

Having the right Refinance Loan documents ensures a smooth application process and quicker approval.

Documents Required for Refinance Loan

Document Type	Requirement Documents and checks
ID Proof	PAN and any one of the following- Aadhaar Card\| Driving License \| Passport \| Voter ID \| Job card by NREGA \| Letter issued by the National Population Register containing details of name and address
Address Proof	Utility bills (not older than 2 months) \| Aadhaar Card \| Driving License \| Passport \| Voter ID etc.
Other Documents	ACH/ECS Mandate

Steps to Apply for a Refinance Loan for Farmers in India

Apply for Refinance Loan with these steps:

1. Apply Online:

Click on the "Apply Now" button in the Refinance Loan section and fill in the form with your personal details and loan requirement.

2. Get contacted by our representative:

Our loan representative will contact you and share pre-approved offers and collect the required documents.

3. Document Check:

Our representative will check and verify your documents before processing the loan.

4. Get Loan Disbursement:

Get your loan disbursement directly in your bank account, ensuring fast and seamless access to funds.

FAQs & Support

View all

Can I apply for a Refinance Loan without a co-applicant?

Yes, a co-applicant is not always mandatory.

How long does it take to get Farm Loan refinancing approval?

L&T Finance offers quick loan approval with minimal documentation and loan disbursal within 48 hours* post sanction.

Can I refinance a Tractor Loan?

Yes, you can refinance your existing Tractor Loan with L&T Finance, provided the previous loan is closed and no transfer of ownership has occurred.