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- Kisan Suvidha (Top Up)
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You can repay your two-wheeler loan with a range of options. This includes eNach (Net Banking, Debit Card, Aadhaar, UPI), physical mandate through direct bank transfers, online payment through L&T Finance website. You can also repay through cheque & cash by visiting your nearest L&T Finance branch.
To secure the lowest Personal Loan interest rate in India, maintain a high credit score, compare lender offers, and choose shorter loan tenures.
Yes, but you may also require basic income proof and address proof.
A high credit score typically leads to lower interest rates as it indicates low credit risk, while a low score may increase rates due to higher perceived risk by lenders.
At L&T Finance, current Personal Loan interest rates start from 11%* per annum, depending on your creditworthiness and lender.
MOD (Memorandum of Deposit) charges are fees related to depositing title deeds as security against the Home Loan.
It is a digital tool designed to estimate the foreclosure charges and savings when you repay your Loan Against Property early.
It is an online tool designed to calculate the impact of prepaying your loan, showing potential savings and tenure reduction.
Applying for a Two Wheeler Loan involves applying with the documents required for a Two Wheeler Loan application, which include identity, address, and income proof. Upon submission, the lender will verify your documents and creditworthiness before approving the loan.
Yes, you can foreclose your Kisan Suvidha Top-up Loan. However, you will be charged 2% of the outstanding principal amount plus applicable taxes.