Apply for Top Up Personal Loan up to 30 Lakh at 11%

Medical Emergency

Home Renovation

Wedding

Vacation

Education

Debt Consolidation

Enhance your financial flexibility with a top up on Personal Loan. Whether it's for home improvements or unexpected expenses, a Personal Loan top up is a great solution. Get a Top Up Loan on interest rates starting at 11%* p.a. with a maximum tenure of up to 72 months. Benefit from quick approvals and minimal paperwork, allowing you to access additional funds with a Top Up Personal Loan.

Features & Benefits
EMI Calculator
Documentation & Eligibility
Fees & Charges
Frequently Asked Questions

Quick Disbursal

Enjoy fast access to funds, usually within a few days.

Minimal Documentation

The process is streamlined with minimal paperwork.

Competitive Interest Rates

Often, Top Up Loans come with attractive interest rates.

Flexible Repayment Options

Choose a repayment tenure that suits your budget.

Consolidated Repayments

Manage multiple debts with a single EMI.

No Collateral Required

Most Top Up Loans are unsecured, making them easily accessible.

Top Up Personal Loan EMI Calculator

Results generated by the calculator(s) are indicative in nature.

Preferred loan amount

₹

₹50,000

₹30,00,000

Interest rate (per annum)

11%

24%

Loan tenure (months)

12 months

72 months

Estimated EMI

per month

₹ 36,690
Interest payable
₹52,41, 690

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Personal Loan Eligibility & Documents Required

Eligibility for Personal Loan

Residency:

Indian resident

Age requirement:

21 years to 58 years

Profession:

Salaried or self-employed individuals

List of Documents Required for a Personal Loan

Identity Proof

Address Proof

Utility bill of any service provider not more than 2 months old (Electricity, Telephone, Post-paid Mobile Phone, Piped Gas, Water Bill) | Passport | Voter ID Card | Driving License

Income Proof

Income proofs vary for different professionals across salaried and self employed.

Please find the easy detailed list of required documents here

a) Salaried - Last 3 month's salary slips / Form 16 / Last 3 month's bank statement reflecting salary credits / Salary Certificate

b) Self Employed - Latest Income Tax Return (ITR)

c) Bank Statement -Last 3 month's statement is mandatory

d) Residence Ownership Proof - Not mandatory

Seamless Loans, Simplified Experience

Download the Planet app for a one stop loan solution with effortless management at your fingertips. Learn More

FAQs & Support

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What is the maximum tenure for a Top Up Loan?

The maximum tenure for a Top Up Personal Loan is up to 72 months.

How is a Personal Loan top up different from a new loan?

A Top Up Personal Loan utilises the existing loan relationship, often with easier terms and quicker processing.

How do you apply for a Personal Loan top up?

You can apply online via the L&T Finance website by filling out the application form, verifying your details, and uploading the necessary documents.

What are the benefits of a Personal Loan Top Up?

Get competitive Personal Loan top up interest rate, quick approval, and minimal paperwork, along with flexible tenure options.

What are the documents required for a Top Up Loan?

You'll need identity proof, residence proof, income proof, and recent photographs.

What is the eligibility for a Personal Loan top up?

Personal Loan Top up Eligibility depends on factors like job stability, credit score and repayment history.

Can I apply for a Personal Loan top up online?

Yes, the application process is entirely online for convenience.

Will a Top Up Loan impact my EMI payments?

Yes, your EMI payments may increase due to the additional loan amount.

What is the maximum Top Up Loan amount that I can avail?

You can borrow up to ₹ 30 Lakh as a top up on Personal Loan.

How long does it take to get a Personal Loan top up approved?

Approval is quick with minimal paperwork required.

Explore all FAQs

Personal Loan

I have upskilled myself and look forward to starting my own venture soon. Smooth process, disbursement in 15 mins of process completion. Extremely satisfied with the assistance of the Call Center.

Jasbir Kaur

Punjab

Personal Loan

I was aware of L&T Finance Consumer Loans, as I have already benefited from their services in the past. They had even clarified my doubts about T&C and loan process by calling me up at my convenient time. Because of such good support, I decided to take loan again from L&T Finance Personal Loans.

Chirag Mehta

Ahmedabad, Gujarat

Personal Loan

I spotted an L&T Finance Consumer Loans ad and applied. After my verification call, my request for loan was approved and the loan amount was transferred in the following 24 hours. L&T Finance Personal Loans provided me timely, financial help.

Vinod Bidlan

Andheri, Mumbai