Loan Against Property
Understand About Types of Mortgage Loans
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Loan Against Property Top-up helps you celebrate professional or personal milestones with loan amount up to 7 Crore*. LAP Top Up can fulfil all your needs, whether it is for business expansion, debt consolidation, celebration or medical expenses. Enjoy flexible repayment option with long loan tenures of up to 20 years and interest rates starting at 9.00%* p.a. With quick sanction and hassle-free disbursal, you can focus on making your dreams a reality.
EMI Calculator
Results generated by the calculator(s) are indicative in nature.
Preferred loan amount
₹
₹ 3,00,000
₹ 7,00,00,000
Interest rate (per annum)
%
9.00%
13%
Loan tenure (months)
36 months
240 months
Estimated EMI
per month- ₹ 36,690
Interest payable
₹52,41, 690
Eligibility & Documents
Eligibility
Residency:
Indian resident or NRI
Age:
Salaried: 23 years to 70 years
Self-employed: 25 years to 70 years
Profession:
Salaried / self-employed professionals and non-professionals
Other:
Can be increased by adding co-applicant income or other verifiable income sources
Documents
Age Proof
Aadhaar Card | PAN Card | Passport
Address Proof
Utility bills (not older than 2 months) | Aadhaar Card | Driving License | Passport | Voter ID etc
Photo ID Proof
PAN and any one of the following- Aadhaar Card| Driving License | Passport | Voter ID | Job card by NREGA | Letter issued by the National Population Register containing details of name and address
Income Proof
Income proofs vary for different professionals across salaried, non-salaried and self-employed. List of required income documents
Additional documents can be asked*
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FAQs & Support
View allWhat is the tenure flexibility for a LAP Top Up Loan?
You can choose a flexible repayment tenure starting from 3 years to 20 years, allowing you to tailor your loan to your financial needs.
Can I consolidate debts with a LAP Top Up Loan?
Yes, you can use a LAP Top Up Loan to consolidate multiple debts into one, simplifying repayments with a single loan solution and lowering EMI burden.
What are the interest rates for a LAP Top Up Loan?
Interest rates for L&T Finance LAP Top Up Loans start from 9.55%*.
What can I use the LAP Top Up Loan for?
You can use the LAP Top Up Loan for various needs, including business expansion, working capital, debt consolidation, home renovations, education or medical expenses.
Does Loan Against Property Top Up need a guarantor?
Loan Against Property Top Up does not require a guarantor since the property serves as collateral.
Housing Loan
Buying a home in Mumbai was always a dream of mine, and L&T Finance has made this dream come true. They offered competitive interest rate, quick approval with easy documentation. I would highly recommend L&T Finance to anyone looking for a reliable home loan provider.
Yadika Hussain
Mumbai
Housing Loan
L&T Finance made my homeownership and business growth easier! After taking a home loan with another bank, I needed additional funds to expand my business. L&T offered a quick response, pre-approval, & a streamlined process with minimal paperwork. Plus, I received lower interest rate & maximum funding!
Amol Hirawadekar
Mumbai
Housing Loan
Choosing L&T Finance for our home loan was seamless. The team was supportive, with transparent documentation, quick responses, and competitive rates. Their efficient process made our home-buying journey smooth, and the L&T Emerald’s location, amenities, and security make it the perfect choice for our family.
Amit Chaturvedi
Mumbai, Maharashtra
Housing Loan
I was looking to buy a property and L&T finance Housing Loans stepped in forward to cater to all my demands, the ease of the documentation processes and their commitment to provide disbursement at the earliest. Whatever I asked, the team was there support at every step to get me through.
Mr. Sharad Pandey
Captain, Merchant Navy
Housing Loan
The process of applying L&T Finance Housing loans was a very easy and seamless process. And the credit goes to L&T Finance's entire Housing loan team. They have been extremely helpful & quick response. A very transparent process, the best of the market rates and quick disbursement.
Amit Chaturvedi
Powai, Mumbai
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