Loans for Professionals - Professional Loans Up to ₹1 Crore* Online

Expand your Company Secretary business with L&T Finance Professional (CMA/CS) Loan. Get up to ₹ 1 Cr. without collateral, and with interest rates starting from 11.25%* p.a. Our loans offer repayment terms of up to 60 months with quick approval and disbursal directly into your bank account. Get real-time updates and complete transparency without any hidden charges. Whether you're expanding office, or outsourcing, this loan supports in every stage.

Features & Benefits
EMI Calculator
Documentation
Eligibility
Fees & Charges
Frequently Asked Questions

Loan Offering

Secure unsecured Professional Loan of up to ₹ 1 crore

Attractive Interest Rates

Competitive interest rate starting at 11.25%* per annum

Flexible Repayment Option

Repay your loan with tenure of up to 60 months

Additional Withdrawal Available

Get extra funds on your existing loan with overdraft facility

Collateral Free

No need for mortgages or additional security for funds

Hassle free Process

Easy application process for quick loan approval and disbursal

EMI Calculator

Results generated by the calculator(s) are indicative in nature.

Preferred loan amount

₹

₹7,00,000

₹1,00,00,000

Interest rate (per annum)

11.25%

21.50%

Loan tenure (months)

12 months

60 months

Estimated EMI

per month

₹ 36,690
Interest payable
₹52,41, 690

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Eligibility & Documents

Eligibility

Age:

24 to 65 years

Ownership

Residence or Office to be owned

Minimum Business Vintage:

Your business should have been operational for at least 3 years.

Credit History:

A minimum of 6 months of credit history is required.

Documents

KYC Documents

Entity - PAN Details, Entity Registration Docs - depending on Entity Type (Shop Act / GST Returns / MOA / AOA / Certificate of Incorporation / Partnership Deed / LLP Agreement)

Individual (Proprietor / Partner / Director) – PAN Details, Any 1 OVD Document containing updated current address (Aadhar Card / Voter ID / Driving License / Passport / Utility Bill + Rent Agreement)

Income Documents:

Latest 2 years – Audited Financial Statements, Income Tax Returns, Tax Audit Reports, 6 months GST Returns

Bank Account Statement:

Operative Bank Account Statement for Last 6 months

Qualification Documents:

Degree certificate | Certificate of Membership | Certificate of Practice

Others Documents

Ownership Documents ((Any 1) - Utility Bill / Sales Deed / Index II / Property Tax Receipt), Board Resolution, List of Shareholders, List of Directors

Seamless Loans, Simplified Experience

Download the Planet app for a one stop loan solution with effortless management at your fingertips. Learn More

FAQs & Support

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Can I apply for a CS Loan with a co-applicant?

Yes, you can apply for a CS Loan with a co-applicant, improving your chances of approval and possibly securing better loan terms.

Are there any tax benefits associated with a Company Secretary Loan?

Generally, no specific tax benefits are associated with a CS Loan. However, the interest paid on the loan may be deductible if the loan is used for business purposes.

What is a Company Secretary (CS) Loan?

A Company Secretary (CS) Loan is a Professional Loan offered to Company Secretaries to support their business growth. This loan can be used for various purposes, such as office setup, expansion, working capital, or hiring staff.

What are the benefits of taking a Professional Loan for CS?

Benefits include high loan amounts of up to ₹ 75 lakhs, competitive interest rates starting at 15%* p.a., flexible tenure of up to 60 months, fast approval, and real-time updates on loan status.

Can I apply for a Company Secretary (CS) loan online?

Yes, you can apply for a CS Loan online through the L&T Finance website or PLANET App. The process is simple and convenient, requiring basic KYC details and income documents.

Can I get a Professional Loan for CS if I have a low credit score?

Getting a Professional Loan for CS with a low credit score may be challenging, as the interest rate is risk-based. However, having a co-applicant with a good credit score might improve your chances.

Explore all FAQs

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