Instant Personal Loan Up to ₹30 Lakh at 10.50% p.a. with 2-Minute Approval

Benefits of Personal Loan with L&T Finance

A loan shouldn't feel complicated. Most borrowers simply want clarity, speed and repayment terms that fit comfortably into monthly budgets. That's where L&T Finance stands out

Up to ₹30 Lakh

Whether you're handling a medical emergency, funding a wedding, planning a dream vacation or renovating your home, the loan amount should support your plans, without forcing compromises. Eligible customers can avail funding up to ₹30 lakh.

Starting at 10.50% p.a.

Interest rates matter because they directly affect your EMI and total repayment cost. L&T Finance offers interest rates starting from 10.50% p.a., helping borrowers plan repayments without worrying about changing rates.

Approval in 2 Minutes

Nobody wants endless paperwork and branch visits anymore. The application process is fully digital, paperless, and designed for quick approvals. Eligible applicants can receive approval in as little as two minutes.

12-72 Month Tenure

Not every borrower has the same repayment comfort level. Some prefer shorter tenures to reduce interest costs, while others want smaller EMIs, spread over a longer period. L&T Finance offers flexible tenure options between 12 and 72 months.

Different Types of Personal Loans for You

A good thing about a personal loan is flexibility. You're not restricted to one purpose.

Wedding Loan

Indian weddings often come with large expenses. Venue booking, jewellery, catering, photography, and shopping can quickly stretch savings. A personal loan for a wedding helps you manage expenses without disrupting long-term financial plans.

Medical Emergency Loan

Medical emergencies rarely come with warning signs. Immediate access to funds becomes critical during hospitalisation or treatments. When it comes to paying for necessary medical care, having a personal loan for a medical emergency can help you pay it off without delay.

Travel Loan

It doesn't have to take years to make a dream vacation a reality. Personal loans for travel can be used for international travel, honeymoon or family vacation and can help to pay for the travel in a convenient manner through EMIs.

Home Renovation Loan

Simple improvements can make a big difference in your home. Whether it's a modular kitchen, painting, upgrading the floor, or even buying furniture, a personal loan for home renovation provides you with flexibility without putting investments at risk.

Debt Consolidation Loan

It can be stressful to deal with multiple EMIs and credit card debts. Debt consolidation is a process through which one can merge high-interest debts into a simple EMI, which is more convenient to manage in terms of payments.

Education & Upskilling Loan

Professional certifications, online courses, and higher education programs can improve career opportunities significantly. Instead of postponing learning goals, many professionals now use personal loans for upskilling and career advancement.

Why Choose L&T Finance for a Personal Loan

Choosing the right lender matters just as much as choosing the right loan amount.

60+ Years of Trust

L&T Finance is backed by the respected L&T legacy, known across industries for credibility and scale.

RBI-Registered NBFC

The company operates as a regulated NBFC, which adds transparency and compliance standards to the lending process.

3-Day Cooling-Off Period

This borrower-friendly feature gives customers time to reconsider the loan after disbursal.

Planet Super App

The PLANET App allows users to manage loans, track EMIs, access statements, and handle repayments in one place.

No Income Proof Required*

Eligible applicants with strong credit profiles may qualify for simplified documentation.