Your next ride is closer than you think.
Get financing to bring home the two-wheeler you’ve been planning for.
Rates starting at
8.50% p.a.- New Two-Wheeler
- Easy Application
- Flexible Options
Finding a stylish bike under 2 Lakh that also delivers on performance and comfort can seem challenging. Yet, India’s market offers a wide variety of options, from retro cruisers to sporty commuters.
Whether you’re looking for the best bike under ₹ 2 lakh for city rides, a top choice for long drives under ₹ 2 Lakh that won’t fatigue you on highways, or a powerful bike under ₹ 2 Lakh for sporty performance, this guide helps you compare, choose, and ride with confidence.
We’ve shortlisted top models and laid out clear specs, so you can easily compare and choose your dream ride.
These models blend eye-catching design with solid performance, making them go-to picks for those seeking flair on two wheels.
| Feature | Royal Enfield Hunter 350 | Suzuki Gixxer SF | Yamaha FZ 25 |
|---|---|---|---|
| Engine | 349 cc single-cylinder, air & oil cooled | 155 cc single-cylinder, air-cooled FI | 249 cc single-cylinder, air-cooled, BS6 |
| Power | 20.4 PS | 13.6 PS | 20.8 PS |
| Torque | 27 Nm | 13.8 Nm | 20.1 Nm |
| Gearbox | 5-speed | 5-speed | 5-speed |
| Cluster | Semi-digital with tripper pod | Fully digital | Digital |
| Suspension | Telescopic forks, dual-shock | Telescopic forks, rear swing arm | Telescopic forks, preload-adjustable mono-shock |
| Brakes | Front disc, rear drum, ABS | Front & rear disc, single-channel ABS | Front & rear disc, dual-channel ABS |
Also Read : Top Bikes Under Rs 1.5 Lakh in India (2025)
For long drives, comfort and fuel efficiency are key. Consider these tour-friendly options
| Feature | Hunter 350 | Classic 350 | MT-15 V2 |
|---|---|---|---|
| Engine | 349 cc single-cyl. | 349 cc single-cyl. | 155 cc liquid-cooled |
| Mileage | 36.2 kmpl | 35 kmpl | 48 kmpl |
| Fuel Tank | 13 litre | 13 litre | 10 litre |
Also Read : Best Scooty Under Rs 1 Lakh In India (2025)
For thrill seekers, these bikes deliver the highest power in this price range:
| Feature | NS400Z | R15 V4 | Hunter 350 |
|---|---|---|---|
| Engine | 373 cc liquid-cooled | 155 cc liquid-cooled | 349 cc air-cooled |
| Power | 40 bhp | 18.1 bhp | 20.4 PS |
| Model | Ex-Showroom Price (₹ ) (approx.) | Engine | Segment |
|---|---|---|---|
| Royal Enfield Hunter 350 | 1,49,900 | 349 cc | Cruiser |
| Royal Enfield Classic 350 | 1,95,300 | 349 cc | Cruiser |
| Yamaha MT-15 V2 | 1,70,583 | 155 cc | Street-fighter |
| Yamaha R15 V4 | 1,85,255 | 155 cc | Sports |
| Bajaj Pulsar NS200 | 1,55,042 | 199.5 cc | Sport |
| TVS Apache RTR 160 | 1,18,142 | 159.7 cc | Sport-commuter |
| Model | Mileage (kmpl) | Engine |
|---|---|---|
| Honda SP 125 | 64 | 123.94 cc |
| Hero Xtreme 125R | 66 | 124.7 cc |
| TVS Jupiter | 53.8 | 113.3 cc |
| TVS Raider 125 | 56.7 | 124.8 cc |
Your dream of purchasing the best bike under 2 Lakh or a stylish bike under 2 Lakh can now be fulfilled.
L&T Finance’s Two Wheeler Loanbrings you closer to your ideal ride by offering streamlined processes and customer-centric features that make financing seamless and affordable.
With competitive Two Wheeler Loan interest rates and end-to-end digital support, L&T Finance ensures that securing a Two Wheeler Loan is as rewarding as the first twist of the throttle.
India offers a wide range of bikes under ₹ 2 Lakh—from off-road bikes to sporty machines. By considering style, mileage, and power, and pairing your purchase with an L&T Finance Two Wheeler Loan, you can confidently choose a bike that fits your budget and riding goals.
For slightly lower budgets, options under the bike under ₹ 1.5 Lakh are also available.
Top picks include Royal Enfield Hunter 350 (retro charm), Yamaha R15 V4 (sporty performance), and Honda SP 125 (mileage and reliability).
Yes. L&T Finance offers online Two Wheeler Loans up to ₹ 20 Lakh with minimal paperwork and fast approval.
The Bajaj Pulsar NS400Z leads with a 373 cc engine, 40 bhp and 35 Nm torque is unmatched in this price bracket.
Royal Enfield Hunter 350 and Classic 350 excel in comfort, while Yamaha MT-15 V2 provides a sportier long-ride experience.
Typically 10% (₹ 20,000 on a ₹ 2 Lakh bike), but with L&T Finance, up to 100%* funding is possible.
With L&T Finance, you can receive approval quickly after application.
Yes, provided age and employment criteria are met.
Yes, Yamaha R15 V4 and Bajaj NS200 qualify and can be financed with L&T Finance Two Wheeler Loans. Use the EMI calculator for Two Wheeler Loan on our website to estimate monthly EMIs.
Get financing to bring home the two-wheeler you’ve been planning for.
Rates starting at
8.50% p.a.The information provided in this article is for general informational purposes only and does not constitute financial, legal, or investment advice. L&T Finance Limited ("L&T Finance") makes no representations or warranties, express or implied, regarding the accuracy, completeness, or suitability of the content herein.
Readers are advised to consult a qualified financial advisor before making any financial decisions. Interest rates, loan eligibility criteria, processing fees, and other product terms are subject to change without prior notice and may vary based on individual credit profiles, income, location, and prevailing regulatory guidelines.
Past performance of any financial product is not indicative of future results. L&T Finance shall not be held liable for any loss, damage, or consequence arising directly or indirectly from reliance on the information contained in this article.
All loan disbursals are subject to credit appraisal, documentation, and approval by L&T Finance at its sole discretion. L&T Finance is regulated by the Reserve Bank of India (RBI). CIN: L65910MH1994PLC080860. IRDAI Registration No. Not Applicable.
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