Loans offered

A two-wheeler loan helps you purchase a bike of your choice, and pay for it in equated monthly instalments (EMIs) over a fixed period.

The Samriddhi Loan is a short - term, unsecured loan designed specifically for women entrepreneurs.

A personal loan is an unsecured loan from a financial institution or lender to assist with personal expenses like medical expenses, wedding fees, vacation costs, home renovations, and the consolidation of debts. A personal loan typically requires monthly payments (installments) that include principal (the amount borrowed) and interest (the cost of borrowing) over a specified time frame. The interest rate on a personal loan will depend on the borrower's credit history and other factors related to their individual creditworthiness.

Loan cancellation after disbursement may attract a charge. You can contact the L&T Finance team in case you wish to cancel your loan application.

You must be an Indian resident aged 21 to 65 Years, with a stable income as a salaried or self-employed individual.

You can apply online through the L&T Finance website or by visiting a nearby L&T Finance branch.

Common charges include processing fees, foreclosure charges, late payment penalties, document charges, and annual maintenance fees.

No, a guarantor is not required if you meet the standard eligibility and documentation requirements.

Yes, a 0.5% annual maintenance fee (plus GST) is applicable on dropline or hybrid overdraft limits from the 13th month onward.

You can choose a repayment tenure of up to 60 months* based on your loan eligibility.