Home Loan
Take a step towards owning your dream Home with our New Home Loan offering.
Take a step towards owning your dream home with our New Home Loan offering.
Personal Loan
Our online Personal Loans of up to ₹30 Lakhs fit your unique needs, whether it's a vacation, a home improvement project, or unexpected medical bills.
Our online Personal Loans of up to ₹15 Lakhs fit your unique needs, whether it's a vacation, a home improvement project, or unexpected medical bills.
Two Wheeler Loan
Get Two-Wheeler Loans at competitive rates with up to 4 years of repayment tenure and a simple documentation process.
Get Two-Wheeler Loans at competitive rates with up to 4 years of repayment tenure and a simple documentation process.
Business Loan
Our flexible loan options provide the financial support to innovate, and achieve your goals.
Our flexible loan options provide the financial support to innovate, and achieve your goals.
Rural Business Finance
Cultivate a brighter future! We understand the unique needs of rural communities and offer tailored loan solutions to empower your growth. Invest in land, equipment, or livestock with our Rural Loans.Group Loan Interest Rate: 16% to 23.90% per annum (on reducing balance) *Group Loan Weighted Average Interest Rate for Q3 FY 25-26: 23.10%
Cultivate a brighter future! We understand the unique needs of rural communities and offer tailored loan solutions to empower your growth. Invest in land, equipment, or livestock with our Rural Loans.
Group Loan Interest Rate: 16% to 23.90% per annum (on reducing balance) *
Group Loan Weighted Average Interest Rate for Q4 FY 24-25: 22.97% *
Farmer Loan
Grow your farm with flexible Farmer Loans tailored to your needs. Enjoy competitive rates, quick approval, and repayment terms that align with your farming cycles.
Cultivate a brighter future! We understand the unique needs of rural communities and offer tailored loan solutions to empower your growth. Invest in land, equipment, or livestock with our Rural Loans.
Loan Against Property
Unlock the potential of your property with an L&T Finance Loan Against Property. Avail a loan ranging upto ₹7.5 Cr. with a tenure of upto 15 years & fund disbursal within 72 hrs. Interest rate starts at 9.60%* p.a.
Unlock the potential of your property with an L&T Finance Loan Against Property. Avail a loan ranging upto ₹7.5 Cr. with a tenure of upto 15 years & fund disbursal within 72 hrs. Interest rate starts at 9.60%* p.a.
Gold Loan
Unlock the true value of your gold with instant loans at competitive interest rates.
Pledge your gold with us to fulfil your financial needs based on the gold value, with benefits for paying early and tenure of up to 12 months.
Seamless Loans, Simplified Experience
Download the Planet app for a one stop loan solution with effortless management at your fingertips. Learn More
FAQs & Support
View allWhat is a Two-Wheeler Loan?
A two-wheeler loan helps you purchase a bike of your choice, and pay for it in equated monthly instalments (EMIs) over a fixed period.
Who is eligible for a Two Wheeler Loan in Delhi?
Indian residents aged 21–65 Years, whether salaried or self-employed, can apply for a Two Wheeler Loan in Delhi. .
How is the foreclosure amount calculated?
The amount is calculated by adding the outstanding principal and applicable foreclosure charges.
How long does it take to process a Warehouse Receipt Finance?
L&T Finance offers fastest sanctions in the industry for Warehouse Receipt Financing.
Can I get a Home Loan with no documents?
No, documentation is essential to verify your identity, income, and property details.
What are the benefits of knowing your Bike Loan EMI in advance?
Knowing your EMI in advance helps in budgeting, avoiding overstretching financial resources, enabling better financial planning, and choosing the best loan terms.
Do I Need to Provide Collateral for a Pre-Approved Personal Loan?
No. These loans are unsecured and do not need any asset as security.
Can I get a ₹ 35 Lakh Home Loan with a low credit score?
You can get a Home Loan with a low credit score if you apply with a co-applicant.
Can I apply for PMAY 2.0 without a co-applicant?
Yes, but for EWS/LIG, a female co-owner is required for the subsidy.
How long does it take to process a CA Loan application?
The processing and disbursal time for a CA Loan is generally quick, often ranging from 24 to 72 hours after approval.
Rural Loan
L&T Finance made a huge difference for me & my farming business. I, along with 2 of my friends, got a micro loan with a quick & easy application process. The timely payments of my EMIs are manageable & my farming income has increased significantly. I'm truly grateful for L&T Finance's help!
Nirmala Dabi
Ratlam, Madhya Pradesh
Personal Loan
I have upskilled myself and look forward to starting my own venture soon. Smooth process, disbursement in 15 mins of process completion. Extremely satisfied with the assistance of the Call Center.
Jasbir Kaur
Punjab
Two wheeler Loan
I am very much satisfied with the loan scheme of L&T finance. They have approved the loan within a very short time and the Yamaha MT bike was one of my dream bikes and I got the bike with support and help of L&T finance and a bit of down payment.
Dhanashwam Taye
Bengaluru, Karnataka
Business Loan
As a steel and aluminum trader, I needed constant capital post-COVID. L&T Finance's DLOD service impressed me with a seamless, fully digital process. Their executive guided me well, leading to a swift sanction. The competitive interest rate & round the clock transaction facility were game-changers for my business.
Jignesh Solanki
Mumbai
Housing Loan
Buying a home in Mumbai was always a dream of mine, and L&T Finance has made this dream come true. They offered competitive interest rate, quick approval with easy documentation. I would highly recommend L&T Finance to anyone looking for a reliable home loan provider.
Yadika Hussain
Mumbai
Farmer Loan
The L&T Finance officer came home and did all the application formalities online and instantly got approval for the loan. Our EMI is in accordance with our harvesting cycle. They gave us the best interest rate and fulfilled our financing requirements.
Mr. Balu Hari Pawar
Maharashtra
Micro LAP
We called and the L&T Finance representative came to our house. They quickly completed the formalities and gave us the money really fast so we could use it for our needs. Everything was done digitally. I am grateful to L&T Finance.
Mrs. Kanaga
Handloom Service
SME
The special aspects of L&T Finance SME Loans are their faster turn around time, minimal documentation. I had a very good experience with L&T Finance SME Loans and I recommended it to a lot of my Doctor friends who have equally benefitted.
Dr. Hrishikesh Chevle
Pathologist, Alpine Diagnostics
Housing Loan
The process of applying L&T Finance Housing loans was a very easy and seamless process. And the credit goes to L&T Finance's entire Housing loan team. They have been extremely helpful & quick response. A very transparent process, the best of the market rates and quick disbursement.
Amit Chaturvedi
Powai, Mumbai
Personal Loan
I spotted an L&T Finance Consumer Loans ad and applied. After my verification call, my request for loan was approved and the loan amount was transferred in the following 24 hours. L&T Finance Personal Loans provided me timely, financial help.
Vinod Bidlan
Andheri, Mumbai
