Loans - L&T Finance

Home Loan

Take a step towards owning your dream Home with our New Home Loan offering.

Take a step towards owning your dream home with our New Home Loan offering.

Home Loan

Balance Transfer

Spoorthi

Home Decor Finance

Personal Loan

Our online Personal Loans of up to ₹30 Lakhs fit your unique needs, whether it's a vacation, a home improvement project, or unexpected medical bills.

Our online Personal Loans of up to ₹15 Lakhs fit your unique needs, whether it's a vacation, a home improvement project, or unexpected medical bills.

Personal Loan

Medical Emergency

Wedding Loan

Vacation

Personal Loan for Home Renovation

Loan For Women

Education Loan

Debt Consolidation

Top up on Personal Loan

Personal Loan Balance Transfer

Two Wheeler Loan

Get Two-Wheeler Loans at competitive rates with up to 4 years of repayment tenure and a simple documentation process.

Get Two-Wheeler Loans at competitive rates with up to 4 years of repayment tenure and a simple documentation process.

Electric Vehicle Bike Loan

Super Bike Loan

Commuter TW Loan

Business Loan

Our flexible loan options provide the financial support to innovate, and achieve your goals.

Our flexible loan options provide the financial support to innovate, and achieve your goals.

SME Loan

Business Loan

Doctor Loan

Chartered Accountant Loan

Professional Loan

Supply Chain Financing

Rural Business Finance

Cultivate a brighter future! We understand the unique needs of rural communities and offer tailored loan solutions to empower your growth. Invest in land, equipment, or livestock with our Rural Loans.Group Loan Interest Rate: 16% to 23.90% per annum (on reducing balance) *Group Loan Weighted Average Interest Rate for Q4 FY 25-26: 23.21%

Cultivate a brighter future! We understand the unique needs of rural communities and offer tailored loan solutions to empower your growth. Invest in land, equipment, or livestock with our Rural Loans.
Group Loan Interest Rate: 16% to 23.90% per annum (on reducing balance) *
Group Loan Weighted Average Interest Rate for Q4 FY 24-25: 22.97% *

Vikaas Loan (Group Loan)

Vishwas Loan (Group Loan)

Pragati Loan (Group Loan)

Micro Loan Against Property

RLAP Balance Transfer

Micro Loan

Farmer Loan

Grow your farm with flexible Farmer Loans tailored to your needs. Enjoy competitive rates, quick approval, and repayment terms that align with your farming cycles.

Cultivate a brighter future! We understand the unique needs of rural communities and offer tailored loan solutions to empower your growth. Invest in land, equipment, or livestock with our Rural Loans.

Farmer Loan

New Tractor Loan

Agri-Implement Loan

Kisan Suvidha Top Up

Kisan Suvidha Top Up Plus

Refinance Loan

Warehouse Receipt Finance

Loan Against Property

Unlock the potential of your property with an L&T Finance Loan Against Property. Avail a loan ranging upto ₹7.5 Cr. with a tenure of upto 15 years & fund disbursal within 72 hrs. Interest rate starts at 9.60%* p.a.

Unlock the potential of your property with an L&T Finance Loan Against Property. Avail a loan ranging upto ₹7.5 Cr. with a tenure of upto 15 years & fund disbursal within 72 hrs. Interest rate starts at 9.60%* p.a.

Loan Against Property

LAP Balance Transfer

LAP Top Up

Micro Loan Against Property

Spoorthi

Urban LAP

Rural LAP

Gold Loan

Unlock the true value of your gold with instant loans at competitive interest rates.

Pledge your gold with us to fulfil your financial needs based on the gold value, with benefits for paying early and tenure of up to 12 months.

Sukhad Loan (1-year scheme)

Sampati Loan

Saraswati Loan

Safalta Loan

Sugam Loan

Shubh Loan (6-month scheme)

L&T Finance

Seamless Loans, Simplified Experience

Download the Planet app for a one stop loan solution with effortless management at your fingertips. Learn More

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FAQs & Support

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What is a Two-Wheeler Loan?

A two-wheeler loan helps you purchase a bike of your choice, and pay for it in equated monthly instalments (EMIs) over a fixed period.

What is a Personal Loan?

A personal loan is an unsecured loan from a financial institution or lender to assist with personal expenses like medical expenses, wedding fees, vacation costs, home renovations, and the consolidation of debts. A personal loan typically requires monthly payments (installments) that include principal (the amount borrowed) and interest (the cost of borrowing) over a specified time frame. The interest rate on a personal loan will depend on the borrower's credit history and other factors related to their individual creditworthiness.

What is the eligibility criteria for applying for a Two Wheeler Loan in Indore?

You must be an Indian resident aged 21 to 65 Years, with a stable income as a salaried or self-employed individual.

Do I need a guarantor to apply for a Two Wheeler Loan in Indore?

No, a guarantor is not required if you meet the standard eligibility and documentation requirements.

What is the maximum repayment tenure for a Two Wheeler Loan in Indore?

You can choose a repayment tenure of up to 60 months* based on your loan eligibility.

What is the interest rate for a Two Wheeler Loan in Indore?

The Two Wheeler Loan interest rate in Indore starts with EMI as low as ₹ 2199 per Lakh*, based on your credit profile and loan details.

Is there a prepayment or foreclosure charge on the Two Wheeler Loan?

Yes, a foreclosure charge of 5% of the principal outstanding plus applicable taxes is applicable.

Can I get a loan for an electric bike or scooter in Indore?

Yes, L&T Finance offers Two Wheeler Loans for electric bikes and scooters as well.

What is the minimum CIBIL score required to get a Two Wheeler Loan in Indore?

A good credit score is preferred for better loan terms and faster processing.

How long does it take to get approval for a Two Wheeler Loan in Indore?

Loan approval may take a few working hours* after successful document verification and eligibility confirmation at the dealership.

Testimonials

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Housing Loan

Buying a home in Mumbai was always a dream of mine, and L&T Finance has made this dream come true. They offered competitive interest rate, quick approval with easy documentation. I would highly recommend L&T Finance to anyone looking for a reliable home loan provider.

Yadika Hussain

Mumbai

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Housing Loan

L&T Finance made my homeownership and business growth easier! After taking a home loan with another bank, I needed additional funds to expand my business. L&T offered a quick response, pre-approval, & a streamlined process with minimal paperwork. Plus, I received lower interest rate & maximum funding!

Amol Hirawadekar

Mumbai

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Housing Loan

Choosing L&T Finance for our home loan was seamless. The team was supportive, with transparent documentation, quick responses, and competitive rates. Their efficient process made our home-buying journey smooth, and the L&T Emerald’s location, amenities, and security make it the perfect choice for our family.

Amit Chaturvedi

Mumbai, Maharashtra

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Housing Loan

Buying a home in Mumbai was always a dream of mine, and L&T Finance has made this dream come true. They offered competitive interest rate, quick approval with easy documentation. I would highly recommend L&T Finance to anyone looking for a reliable home loan provider.

Yadika Hussain

Mumbai

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Housing Loan

L&T Finance made my homeownership and business growth easier! After taking a home loan with another bank, I needed additional funds to expand my business. L&T offered a quick response, pre-approval, & a streamlined process with minimal paperwork. Plus, I received lower interest rate & maximum funding!

Amol Hirawadekar

Mumbai

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Housing Loan

I was looking to buy a property and L&T finance Housing Loans stepped in forward to cater to all my demands, the ease of the documentation processes and their commitment to provide disbursement at the earliest. Whatever I asked, the team was there support at every step to get me through.

Mr. Sharad Pandey

Captain, Merchant Navy

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Housing Loan

The process of applying L&T Finance Housing loans was a very easy and seamless process. And the credit goes to L&T Finance's entire Housing loan team. They have been extremely helpful & quick response. A very transparent process, the best of the market rates and quick disbursement.

Amit Chaturvedi

Powai, Mumbai

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Housing Loan

I was looking to buy a property and L&T finance Housing Loans stepped in forward to cater to all my demands, the ease of the documentation processes and their commitment to provide disbursement at the earliest. Whatever I asked, the team was there support at every step to get me through.

Mr. Sharad Pandey

Captain, Merchant Navy

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Housing Loan

The process of applying L&T Finance Housing loans was a very easy and seamless process. And the credit goes to L&T Finance's entire Housing loan team. They have been extremely helpful & quick response. A very transparent process, the best of the market rates and quick disbursement.

Amit Chaturvedi

Powai, Mumbai

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Personal Loan

I was aware of L&T Finance Consumer Loans, as I have already benefited from their services in the past. They had even clarified my doubts about T&C and loan process by calling me up at my convenient time. Because of such good support, I decided to take loan again from L&T Finance Personal Loans.

Chirag Mehta

Ahmedabad, Gujrat