Understand About Types of Mortgage Loans
Jun 12, 2025 | 4 mins read
When applying for a Mortgage Loan in India, the right documents are essential to ensure a smooth and quick application process. These documents help assess your eligibility, verify your property, and determine your financial strength. Having all required papers ready helps avoid delays and increases the chances of approval.
| Document Type | Required Document & Checks |
|---|---|
| Age Proof | Aadhaar Card | PAN Card | Passport |
| Address Proof | Utility bills (not older than 2 months) | Aadhaar Card | Driving License | Passport | Voter ID etc |
| Photo ID Proof | PAN and any one of the following- Aadhaar Card| Driving License | Passport | Voter ID | Job card by NREGA | Letter issued by the National Population Register containing details of name and address |
| Income Proof | Income proofs vary for different professionals across salaried, non-salaried and self-employed. |
Please find the easy detailed list of required documents here
| Type | Document |
|---|---|
| Salaried | Salary slips for the last 3 months Bank statements for 1 year Latest Form 16 |
| Self-Employed: Professionals | Latest two ITRs (personal and business) with computation of income Advance tax challans (if available) Latest two years of P&L accounts and balance sheets (with schedules), certified by a CA (both personal and business) Bank account statements (current and savings accounts) for the last 1 year Qualification Proof of professionals |
| Self-Employed: Non-Professionals | Latest 2 years ITRs with computation for individual applicants and co-applicants (if borrower is an individual) Bank account statements (current and savings accounts) for the last 1 year Latest 2 years of audited/CA-certified profit & loss accounts and balance sheets of the firm/company (if borrower is a firm/company) Proof of Business (GST / Shop Establishment/Udayam Aadhar, etc.) MOA & AOA & Certificate of Incorporation For Partnership Firm-Partnership Deed |
Other documents to be provided as required for disbursement of the Loan
Apply for a Loan Against Property with these steps
1. Apply Online in Minutes:
Click on "Apply Now" and fill in the form with your personal details and other relevant information.
2. Connect with our representative:
Our representative will contact you with the details of the loan offer and collect your documents.
3. Eligibility and Document check:
Your eligibility will be checked and documents will be verified before processing the loan.
4. Configure your mode of repayments:
You can select your repayment mode and set up a convenient EMI payment schedule.
5. Get Loan Disbursement:
Receive the loan amount directly into your account, ensuring convenient and smooth access to funds.
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