Personal Loan in Jaipur up to ₹30 Lakhs | Instant Approval @11%

Instant Personal Loan in Jaipur

Jaipur, the capital of Rajasthan, blends royal heritage with modern progress. Known as the Pink City, it charms with grand forts, vibrant markets, and a rich cultural legacy. Evolving as a Smart City, Jaipur is now a hub for education, IT, and entrepreneurship. For residents keeping pace with its growth, smart financial planning and access to reliable personal loans in Jaipur can help maintain stability and achieve life goals.

When you need a personal loan in Jaipur urgently, rely on our instant personal loan offering up to ₹30 lakh* at interest rates starting from 11% p.a., with a flexible repayment tenure of up to 72 months. The 100% digital process ensures quick approval — apply online and get approved in just 2 minutes. Whether it’s for medical expenses, home renovation, or travel, you can access funds instantly without visiting a branch.

Features & Benefits of Instant Personal Loan in Jaipur

Easy Disbursement
Avail quick digital disbursals for loan amounts up to ₹ 30 Lakh*
Quick Loan Approval
Get approval within 2 minutes* for an instant Personal Loan in Jaipur
Competitive Interest Rates
Manageable EMIs with interest rates starting as low as 11%* p.a.
Minimum Documentation
Apply with minimal paperwork and avoid any hassle
No Collateral Required
No security or collateral required to get a Personal Loan
Top Up Available
Eligible customers can get a Top Up Loan on an existing Personal Loan

Uses of Personal Loan in Jaipur

Medical Emergencies – Cover hospitalization or treatment costs without stress
Home Renovation – Upgrade interiors and enhance comfort
Wedding Expenses – Plan weddings and celebrations smoothly
Education & Skill Upgrades – Fund courses or coaching programs
Travel & Vacations – Finance trips without affecting savings
Debt Consolidation – Simplify multiple EMIs into one manageable instalment

Eligibility Criteria for Personal Loan in Jaipur

Check the personal loan eligibility criteria in Jaipur to ensure you meet the necessary age, income, and employment requirements.

Type	Criteria
Residency	Indian resident
Age requirement	21 years to 58 years
Profession	Salaried or self-employed individuals

Documents Required to Get a Personal Loan in Jaipur

Check the list of documents required for a personal loan in Jaipur, including identity, address, and income proofs.

Document Type	Required Document & Checks
Identity Proof	Passport \| PAN Card \| Driver License \| Voter ID \| Aadhaar Card
Address Proof	Utility bill of any service provider not more than 2 months old (Electricity, Telephone, Post-paid Mobile Phone, Piped Gas, Water Bill) \| Passport \| Voter ID Card \| Driving License
Income Proof	Income proofs vary for different professionals across salaried and self-employed.

Please find the easy detailed list of required documents here

Type	Document
Salaried	Last 3 month's salary slips / Form 16 / Last 3 month's bank statement reflecting salary credits / Salary Certificate
Self Employed	Latest Income Tax Return (ITR)
Bank Statement	Last 3 month's statement is mandatory
Residence Ownership Proof	Not mandatory

Personal Loan Interest Rates and Charges in Jaipur

Compare personal loan interest rates and processing charges in Jaipur to choose a cost-effective and convenient loan option.

Type	Interest Rate and Charges
Loan Processing Fees (non-refundable):	Upto 3%* of Loan Amount + applicable taxes
EMI Dishonour/Bounce Charge* *A bounce charge is a charge for (i) dishonour of any repayment instrument; or (ii) non-payment of instalment(s) on their respective due dates due to dishonour of payment mandate or non-registration of the payment mandate	As shown in the table below
Sanctioned Loan Amount	Charges
< ₹ 5 Lakh	₹ 500
₹ 5 Lakh - ₹ 30 Lakh	₹ 1000
Late Payment Charges (LPC)/ Penal Charges:	2% (p.m.) on EMI overdue + applicable taxes
	*LPC revised from 3% to 2% per month on overdue EMI w.e.f. 4th Dec'23
	*Taxes applicable on LPC w.e.f. 1st Apr'24
Part Payment Charges:	Up to 5% of pre-paid amount + applicable taxes
Foreclosure Charges:	5% of POS (Principal Outstanding) + applicable taxes
Legal/ Recovery Charges:	As per actuals
Duplicate NOC Charges:	First 3 paper copies - free of cost
Duplicate NOC Charges:	From 4th Paper copy - ₹250 + applicable taxes
Repayment Swap charges (per swap):	₹500 + applicable taxes (applicable only for branch walk-ins)
Loan Cancellation Charge:	Nil - for 3 days from date of disbursal
Loan Cancellation Charge:	From 4th day - 5%+ applicable taxes (on the outstanding loan amount)
Document Charges:	Nil for Statement of Account (SOA), Repayment Schedule, Foreclosure Letter, Welcome Kit
Annual Maintainance Charges (AMC):	Nil

*Terms & Conditions Apply. All actual charges will be as per Key Fact Statement (KFS) shared by the company.

How to Apply for a Personal Loan in Jaipur

Apply for Personal Loan with these steps

1. Apply online in just few minutes

Select Personal Loan and click the 'Apply Now' button to start your seamless digital loan journey

2. Fill in your details

Enter your personal details, such as income details, current address, and more, to instantly check your loan eligibility

3. Get your customised offer

Explore personalised loan offers to match your needs. You may also get an options to enhance your offer

4. Set up E-mandate

Securely provide your bank details to easily register for an E-mandate, ensuring smooth loan repayments

5. Complete KYC

Verify your identity easily and securely with a quick KYC process from the comfort of your home

6. Get loan disbursement

Get your loan disbursement directly in your bank account, ensuring fast and seamless access to funds

FAQs & Support

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Can self-employed individuals apply for a loan in Jaipur?

Yes. Both salaried and self-employed applicants can apply for a loan in Jaipur.

What documents are required for a Personal Loan in Jaipur?

Documents required include identity proof, address proof and income documents.

What are the processing fees for Personal Loans in Jaipur?

Processing fees are up to 3%* of the loan amount + applicable taxes (non-refundable).

What is the maximum loan amount I can get in Jaipur?

You can borrow up to ₹ 30 Lakh* as a digital Personal Loan in Jaipur.

How can I apply for a Personal Loan in Jaipur through L&T Finance?

Visit our website, click Apply Now, complete the form, upload documents and receive funds quickly. You can also use the PLANET app to apply for a Personal Loan with L&T Finance in Jaipur.

Are there prepayment or foreclosure charges on loans in Jaipur?

Foreclosure charges are 5% of outstanding principal + taxes at L&T Finance.

What is the interest rate on Personal Loans in Jaipur?

Interest rates for a Personal Loan at L&T Finance start from as low as 11%* p.a.

How does my credit score affect my loan eligibility in Jaipur?

A good credit score improves approval chances and may help you secure better interest rates.

How long does it take to get a Personal Loan in Jaipur?

L&T Finance provides loan approval in 2 minutes* with quick disbursal of the amount directly into your bank account.

How do I track my Personal Loan application status in Jaipur?

You can get real-time updates about your loan application on your registered mobile number. You can also check your application status by logging in to our website or PLANET app with your registered mobile number and entering your application number.

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