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Pragati Loans offers money to groups of women. These loans don’t require collateral and have an easy application process. They rely on mutual trust and social collateral, with repayment scheduled in small, manageable instalments.
Yes, the Pragati Loan includes a processing fee is 1.25% of the loan amount and may vary based on specific terms and conditions.
The list of fees and charges for Pragati loan is as follows:
- Processing Fees: 1.25% on loan Amount + applicable taxes
- Repayment/EMI Bounce Charges: Nil
- Penal Charge/Late Payment Charge (LPC): No Foreclosure Charges: Nil
- Charges for documents: Nil for Statement of Account/Repayment Schedule /Foreclosure Letter
Applying for Pragati Loans (Group Loan) with these steps:
1. Fill in your application online
2. Get in touch with our representative
3. Eligibility and Document
4. Get Loan Disbursement
The maximum amount offered for Pragati Loans by L&T Finance ranges up to ₹ 1,30,000.
To apply for a Pragati Loan, certain eligibility criteria and documentation requirements must be met:
Documents:
- Aadhaar Card
- Voter ID / Ration card
Income Assessment:
- Based on the income-generating capacity of the customer and co-applicant.
The maximum tenure for the Pragati Loan is between 24 and 36 months, allowing for flexible repayment options based on your financial situation.
Interest rates for the Pragati Loan starts from 16% p.a.* - 23.5% p.a.*
