Faqs - L&T Finance

Topics

What is the maximum loan amount I can get in Pune?

You can borrow up to ₹ 30 Lakh* with our digital Personal Loan in Pune.

What documents are required for a Personal Loan in Pune?

Documents required include identity proof, address proof and income documents.

Can self-employed individuals apply for a loan in Pune?

Yes. Self-employed individuals apply for a loan in Pune with L&T Finance.

What is the interest rate on Personal Loans in Pune?

The Personal Loan interest rates in Pune start from as low as 11%* p.a. at L&T Finance.

How do I track my Personal Loan application status in Pune?

You can get real-time updates about your loan application on your registered mobile number. You can also check your application status by logging in to our website or PLANET app with your registered mobile number and entering your application number.

How can I apply for a Personal Loan in Pune through L&T Finance?

Visit our website, click Apply Now, complete the form, upload documents and receive funds quickly. You can also use the PLANET app to apply for a Personal Loan with L&T Finance in Pune.

Are there prepayment or foreclosure charges on loans in Pune?

Foreclosure fees are 5% of the outstanding principal plus taxes, and part-payment fees are up to 5% of the prepaid amount plus taxes. Floating-rate loans do not incur foreclosure fees.

How long does it take to get a Personal Loan in Pune?

Once you apply online for a Personal Loan in Pune and submit required documents, approval is granted within 2 minutes*. After that, our Personal Loan disbursement process begins and funds are transferred to your account quickly.

What are the processing fees for Personal Loans in Pune?

Processing fees are up to 3%* of the sanctioned loan amount plus applicable taxes and are non-refundable.

How does my credit score affect my loan eligibility in Pune?

A good credit score significantly boosts your approval chances and can unlock lower interest rates.

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