Faqs - L&T Finance

Topics

What is the maximum loan amount I can get in Kolkata?

You can get up to ₹ 30 Lakh Personal Loan with L&T Finance.

What documents are required for a Personal Loan in Kolkata?

PAN card, Aadhaar card, address proof, and income proof are needed to get a Personal Loan in Kolkata.

Can self-employed individuals apply for a loan in Kolkata?

Yes, self-employed individuals are eligible to apply fr a loan in Kolkata.

What is the interest rate on Personal Loans in Kolkata?

Interest rates at L&T Finance start as low as 11% p.a.*.

How do I track my Personal Loan application status in Kolkata?

You can check the status on the website using your reference ID or mobile number or use the PLANET app.

How can I apply for a Personal Loan in Kolkata through L&T Finance?

Check eligibility, fill out the online form, get a customised offer, set up e-mandate, complete KYC, and get the loan disbursed directly into your bank account.

Are there prepayment or foreclosure charges on loans in Kolkata?

Yes, there are prepayment charges of 5% of POS (Principal Outstanding) + applicable taxes.

Can I get a Personal Loan in Kolkata without collateral?

Yes, Personal Loans are unsecured, so no collateral is required.

How does my credit score affect my loan eligibility in Kolkata?

A good credit score increases approval chances and helps secure better interest rates.

What are the processing fees for Personal Loans in Kolkata?

The Personal Loan processing fees at L&T Finance is up to 3%* of Loan Amount + applicable taxes.

Need Further Assistance?

Chat instantly with us or request a call.

faq chat

Chat with us

24x7
faq call

Talk to us

9.00 AM - 6.00 PM