Faqs - L&T Finance

Topics

What is the maximum loan amount I can get in Hyderabad?

It depends on your income, credit score, and employment. L&T Finance offers up to ₹ 30 Lakh.

What documents are required for a Personal Loan in Hyderabad?

PAN card, Aadhaar card, address proof, and income proof are needed to get a Personal Loan in Hyderabad.

Can self-employed individuals apply for a loan in Hyderabad?

Yes, they can apply with valid business proof, ITR, and bank account details.

What is the interest rate on Personal Loans in Hyderabad?

Interest rates at L&T Finance start as low as 11% p.a.*.

How do I track my Personal Loan application status in Hyderabad?

Log in to the website or PLANET app using your registered mobile number or reference ID to track your application status.

How can I apply for a Personal Loan in Hyderabad through L&T Finance?

Check eligibility, fill the online form, upload documents, and get approval within minutes*. You can also use the PLANET app to apply for a Personal Loan with L&T Finance.

Are there prepayment or foreclosure charges on loans in Hyderabad?

Yes, foreclosure charges of 5% of POS (Principal Outstanding) + applicable taxes apply on loans in Hyderabad.

How long does it take to get a Personal Loan in Hyderabad?

L&T Finance provides loan approvals in 2 minutes* and the amount is quickly disbursed into your bank account.

How does my credit score affect my loan eligibility in Hyderabad?

A good credit score improves approval chances and helps secure lower interest rates.

What are the processing fees for Personal Loans in Hyderabad?

L&T Finance charges up to 3%* of Loan Amount + applicable taxes as processing fees.

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