Faqs - L&T Finance

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What is the current education loan interest rate offered by L&T Finance?

L&T Finance offers Personal Loan for Education at interest rates starting as low as 11% p.a.*

Who can be a guarantor for a Personal Loan for Education in India?

Parents, siblings, or spouses with stable income and a good credit can be co-applicants or guarantors.

How can I apply for an education loan online?

You can easily apply by filling out the online application form, uploading the required documents, and setting up an e-mandate. After this, the loan amount will be directly disbursed into your bank account in no time.

Who is eligible for an education loan in India?

Any Indian student aged 21 and above can apply for a Personal Loan for Education in India.

What are the documents required for an education loan?

You’ll need ID proof, address proof and income documents to apply for a Personal Loan for Education with L&T finance.

Can I get an education loan without collateral?

Yes, L&T Finance offers education loan without collateral.

How long does it take to get an education loan approved?

You can get loan approval within 2 minutes* if you meet all eligibility conditions and submit complete documentation.

How much loan can I take under a Personal Loan for higher education?

You can avail a Personal Loan of up to ₹ 30 Lakh depending on your eligibility with L&T Finance.

What is a Personal Loan for higher education?

It’s a collateral-free loan to fund academic expenses like tuition, travel, and accommodation.

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