Faqs - L&T Finance

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What is a Top Up Loan?

A Top Up Loan is an additional loan that can be availed on an existing Personal Loan, providing extra funds without needing a new application.

How do you apply for a Personal Loan top up?

You can apply online via the L&T Finance website by filling out the application form, verifying your details, and uploading the necessary documents.

What are the benefits of a Personal Loan Top Up?

Get competitive Personal Loan top up interest rate, quick approval, and minimal paperwork, along with flexible tenure options.

What is the eligibility for a Personal Loan top up?

Personal Loan Top up Eligibility depends on factors like job stability, credit score and repayment history.

What are the documents required for a Top Up Loan?

You'll need identity proof, residence proof, income proof, and recent photographs.

What is the maximum Top Up Loan amount that I can avail?

You can borrow up to ₹ 30 Lakh as a top up on Personal Loan.

What is the maximum tenure for a Top Up Loan?

The maximum tenure for a Top Up Personal Loan is up to 72 months.

Can I apply for a Top Up Loan if I have already availed of three loans?

Yes, subject to Personal Loan Top up Eligibility criteria and credit assessment.

Can I get a top up on my existing Personal Loan?

Yes, if you have a good repayment history and meet eligibility criteria.

How long does it take to get a Personal Loan top up approved?

Approval is quick with minimal paperwork required.

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