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How does a medical emergency loan work?
It provides immediate funds without collateral for medical needs, repayable in EMIs.
How can I apply for a medical emergency Personal Loan?
You can apply online through our website or use the PLANET app.
What is the eligibility criteria for a medical emergency loan?
You must be 21-58 years old, employed, and meet minimum income required to get a medical emergency loan with a low credit score.
What documents are required to apply for a medical emergency loan?
ID proof, address proof and income documents are required to apply for a Personal Loan for Medical Emergency.
Do I need collateral to avail of a medical emergency loan?
No. These are Personal Loan for Medical Emergency with no security requirement.
What is the maximum loan amount I can get for a medical emergency?
With L&T Finance, you can get a Personal Loan of up to ₹ 30 Lakh for Medical Emergency.
What is the repayment tenure for a medical emergency loan?
The loan repayment tenure at L&T Finance extends up to 72 months.
What are the interest rates for a medical loan?
Personal Loan interest rate at L&T Finance starts from 11% p.a.*.
Can I prepay or foreclose my medical emergency loan?
Yes. You can foreclose your loan with a charge of 5% of POS (Principal Outstanding) + applicable taxes.
