Topics
- All
- 1 Lakh Personal Loan
- 10 Lakh Personal Loan
- 20 Lakh Home Loan
- 30 Lakh Home Loan
- 5 Lakh Personal Loan
- Agri-Implement Loan(FL)
- Area Conversion Calculator
- Balance Transfer
- Balance Transfer(LAP)
- BL Documents Required for Professional Loan
- BL Eligibility Calculator
- BL Emi Calculator
- BL Interest Rate
- BL Professional Loan Eligibility
- BL Professional Loan Fees and Charges
- BL Required Documents
- Business Loan
- Charted Accountant Loan
- Doctor Loans
- Farm Loan
- Final HL Foreclosure
- FL Documents Required for Refinance Loan
- FL Eligibility Calculator
- FL Emi Calculator
- FL Fees and Charges
- FL Interest Rate
- FL Refinance Loan Eligibility
- FL Refinance Loan Fees and Charges
- FL Required Documents
- General Insurance
- Gold Loan
- Health Insurance
- HL Eligibility Calculator
- HL Emi Calculator
- HL in Ahmedabad
- HL Interest Rate
- HL Mumbai
- HL Prepayment Calculator
- HL Required Documents
- Home Decor Finance
- Home Loan
- Home Loan Amortization Calculator
- Home Loan Balance Transfer calculator
- Home Loan Balance Transfer Documents
- Home Loan Fees and Charges
- Home Loan In Bangalore
- Home Loan In Delhi
- Home Loan Prepayment
- Home Loan Tax benefits calculator
- Kisan Suvidha (Top Up)
- Kisan Suvidha Plus
- LAP Balance Transfer Calculator
- LAP Eligibility Calculator
- LAP Emi Calculator
- LAP Foreclosure Calculator
- LAP Interest Rate
- LAP Loan to Value Calculator
- LAP Prepayment
- LAP PrePayment Calculator
- LAP Required Documents
- LAP Tax Benefit
- Life Insurance
- Loan Against Property
- Loan Against Property Fee and Charges
- Micro LAP
- ML Eligibility Calculator
- ML Emi Calculator
- ML Interest Rate
- ML Required Documents
- New Tractor loan
- Personal Loan
- PL Eligibility Calculator
- PL Emi Calculator
- PL Fees and Charges
- PL for Salaried Employees
- PL for Self Employed
- PL Foreclosure Calculator
- PL In Chennai
- PL Interest Rate
- PL Loan Ahmedabad
- PL Loan Bangalore
- PL Loan Delhi
- PL Loan Mumbai
- PL PrePayment Calculator
- PL Required Documents
- PL with PAN Card
- Pragati Loan
- Professional Loan
- Refinance Loan
- Refinance Loan EMI Calc
- Rural Loan
- SME Loan
- SME Loan Fees And Charges
- Supply Chain Finance
- Top Up
- Top Up(LAP)
- TW Eligibility Calculator
- TW Emi Calculator
- TW Interest Rate
- TW Required Documents
- Two Wheeler Loan
- Two Wheeler Loan Fee and Charges
- Vikaas Loan
- Vishwas Loan
- Warehouse Receipt Finance(FarmLoan)
Yes, the LTV ratio can change as property values depreciate over time, potentially reducing your loan eligibility.
Yes, an LTV calculator is helpful in determining eligibility for partial disbursements based on both property value and loan requirements.
Absolutely. An LTV ratio calculator helps evaluate if your property’s market value allows you to borrow additional funds.
The Loan-to-Value Ratio (LTV) is the percentage of a property’s market value that a lender is willing to provide as a loan.
The formula is: LTV = (Loan Amount ÷ Property Value) × 100.
Factors include the property type, property value, borrower’s creditworthiness, loan usage purpose, and lender-specific policies.
A second mortgage increases the total loan amount taken against your property, which increases the overall LTV ratio and may reduce future borrowing capacity.
