Faqs - L&T Finance

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What is the eligibility criteria for applying for a Home Loan in Pune?

The eligibility requirement for a Home Loan with L&T Finance includes that the applicants are aged 23–70 Years (salaried) or 25–70 Years (self-employed), Indian resident or NRI status.

What is the current interest rate for a Home Loan in Pune?

Our Home Loan interest rates in Pune start from 8.70%* p.a.

Can I get a Home Loan in Pune for an under-construction property?

Yes, our Plot Plus Construction and Self-Construction Home Loan products fund both land acquisition and building costs

What documents are required for a Home Loan in Pune?

Age proof, address proof, photo ID and income documents are needed to apply for a Home Loan with L&T Finance in Pune.

How long does it take to process a Home Loan in Pune?

With our fully digitised process and eKYC, loan sanction and disbursal is quick.

Is there a prepayment or foreclosure charge on the Home Loan?

Floating Rate Home Loans have no prepayment charges. For Fixed Rate Home Loans, you'll pay 3% if you prepay within 1 year and 2% if after 1 year, on the remaining loan amount.

What is the minimum CIBIL score required to get a Home Loan in Pune?

A good CIBIL score is preferred to secure the most competitive terms and higher sanction amounts.

What is the maximum tenure available for a Home Loan in Pune?

The maximum tenure available for a Home Loan in Pune is 30 years with L&T Finance.

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