Faqs - L&T Finance

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What is the eligibility criteria for applying for a Home Loan in Hyderabad?

The eligibility requirement for a Home Loan with L&T Finance includes that the applicants are aged 23–70 Years (salaried) or 25–70 Years (self-employed), Indian resident or NRI status.

What is the current interest rate for a Home Loan in Hyderabad?

Our Home Loan interest rates Hyderabad start from 8.70%* p.a.

Can I get a Home Loan in Hyderabad for an under-construction property?

Yes, Plot Plus Construction and Self-Construction Home Loans cover land and building costs.

What documents are required for a Home Loan in Hyderabad?

Age proof, address proof, photo ID and income proof are the documents you need.

How long does it take to process a Home Loan in Hyderabad?

With our fully digitised process, loan sanction can be obtained quickly after document submission.

Is there a prepayment or foreclosure charge on the Home Loan?

Floating Rate Home Loans have no prepayment charges. For Fixed Rate Home Loans, you'll pay 3% if you prepay within 1 year and 2% if after 1 year, on the remaining loan amount.

What is the minimum CIBIL score required to get a Home Loan in Hyderabad?

A good CIBIL score preferred to access the most competitive rates and higher sanction amounts.

What is the maximum tenure available for a Home Loan in Hyderabad?

The maximum tenure available for a Home Loan in Hyderabad is 30 years with L&T Finance.

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