Faqs - L&T Finance

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What is an instant cash loan and how does it work?

It is a short-term personal loan processed quickly for emergencies or urgent needs, usually disbursed within a few hours.

Who is eligible for an instant cash loan from L&T Finance?

Indian citizens aged 21–60 with regular income, valid ID, and a working bank account.

What documents are required to apply for a cash loan online?

You need ID proof, address proof, income proof, and bank statements for the last few months.

How much can I borrow with a quick money loan?

Loan amount ranges from ₹10,000 to ₹25 lakh based on income and credit score.

Can I apply for an urgent cash loan with a low credit score?

Yes, but the approved amount or interest rate might differ based on risk assessment.

What are the repayment terms for an instant cash loan?

Tenures range from 12 to 60 months, with fixed EMIs depending on your selected plan.

How do I apply for an instant cash loan online?

Visit the lender’s website, fill out the form, upload documents, and submit your application.

What is the difference between instant cash loans and traditional loans?

Instant loans are quicker, require less documentation, and are fully digital, whereas traditional loans take longer and may need physical visits.

How long does it take to get an instant cash loan approved?

Approval can happen in minutes if all documents are verified and your profile qualifies.

What are the interest rates for instant cash loans from L&T Finance?

Interest rate ranges between 11% to 16.5% p.a., depending on profile and loan amount.

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