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Best Scooters Under ₹ 1 Lakh In India - Easy Two-Wheeler Financing
March 10, 2025 | 4 mins read
Overview of the Best Bikes Under ₹ 2 Lakh
Finding a stylish bike under 2 Lakh that also delivers on performance and comfort can seem daunting. Yet, India’s market offers a wealth of options, from retro cruisers to sporty commuters.
Whether you’re seeking a good looking bike under 2 Lakh for city rides, a best bike for long drive under 2 Lakh that won’t fatigue you on highways, or a most powerful bike under 2 Lakh to satisfy your need for speed, this guide has you covered.
We’ve shortlisted top models and laid out clear specs, so you can easily compare and choose your dream ride.
Top Stylish and Good Looking Bikes Under ₹ 2 Lakh
These models blend eye-catching design with solid performance, making them go-to picks for those seeking flair on two wheels.
- Royal Enfield Hunter 350
- Suzuki Gixxer SF
- Yamaha FZ 25
| Feature | Royal Enfield Hunter 350 | Suzuki Gixxer SF | Yamaha FZ 25 |
|---|---|---|---|
| Engine | 349 cc single-cylinder, air & oil cooled | 155 cc single-cylinder, air-cooled FI | 249 cc single-cylinder, air-cooled, BS6 |
| Power | 20.4 PS | 13.6 PS | 20.8 PS |
| Torque | 27 Nm | 13.8 Nm | 20.1 Nm |
| Gearbox | 5-speed | 5-speed | 5-speed |
| Cluster | Semi-digital with tripper pod | Fully digital | Digital |
| Suspension | Telescopic forks, dual-shock | Telescopic forks, rear swing arm | Telescopic forks, preload-adjustable mono-shock |
| Brakes | Front disc, rear drum, ABS | Front & rear disc, single-channel ABS | Front & rear disc, dual-channel ABS |
Best Bikes for Long Drives Under ₹ 2 Lakh
When covering hundreds of kilometres, comfort and fuel efficiency matter most. Consider these tour-friendly machines:
- Royal Enfield Hunter 350 – Relaxed riding posture, decent fuel economy (36.2 kmpl) and sturdy build.
- Royal Enfield Classic 350 – Iconic cruiser feel, comfortable seat and 35 kmpl real-world mileage.
- Yamaha MT-15 V2 – Sporty ergonomics with surprisingly honest comfort for longer hauls.
| Feature | Hunter 350 | Classic 350 | MT-15 V2 |
|---|---|---|---|
| Engine | 349 cc single-cyl. | 349 cc single-cyl. | 155 cc liquid-cooled |
| Mileage | 36.2 kmpl | 35 kmpl | 48 kmpl |
| Fuel Tank | 13 litre | 13 litre | 10 litre |
Most Powerful Bikes Under ₹ 2 Lakh
For riders chasing thrills, these powerhouses deliver the highest power figures in this budget:
- Bajaj Pulsar NS400Z – 373 cc liquid-cooled, 40 PS, 35 Nm.
- Yamaha R15 V4 – 155 cc liquid-cooled, 18.1 bhp, 14.2 Nm.
- Royal Enfield Hunter 350 – 20.21 PS, 27 Nm, robust mid-range punch.
| Feature | NS400Z | R15 V4 | Hunter 350 |
|---|---|---|---|
| Engine | 373 cc liquid-cooled | 155 cc liquid-cooled | 349 cc air-cooled |
| Power | 40 bhp | 18.1 bhp | 20.4 PS |
Things to Consider Before Buying a Bike Under ₹ 2 Lakh
- Purpose: Commuting, touring or weekend thrills? Align choice with your primary use.
- Mileage: Higher kmpl eases running costs—vital for daily riders.
- Service Network: A brand with widespread authorised centres reduces downtime.
- Resale Value: Royal Enfield and popular sport-commuters tend to hold value better.
- Insurance & Maintenance: Factor these recurring costs into your budget.
Latest Prices of Best-Selling Bikes Under ₹ 2 Lakh
| Model | Ex-Showroom Price (₹ ) (approx.) | Engine | Segment |
|---|---|---|---|
| Royal Enfield Hunter 350 | 1,49,900 | 349 cc | Cruiser |
| Royal Enfield Classic 350 | 1,95,300 | 349 cc | Cruiser |
| Yamaha MT-15 V2 | 1,70,583 | 155 cc | Street-fighter |
| Yamaha R15 V4 | 1,85,255 | 155 cc | Sports |
| Bajaj Pulsar NS200 | 1,55,042 | 199.5 cc | Sport |
| TVS Apache RTR 160 | 1,18,142 | 159.7 cc | Sport-commuter |
Best Mileage Bikes in India Under ₹ 2 Lakh
| Model | Mileage (kmpl) | Engine |
|---|---|---|
| Honda SP 125 | 64 | 123.94 cc |
| Hero Xtreme 125R | 66 | 124.7 cc |
| TVS Jupiter | 53.8 | 113.3 cc |
| TVS Raider 125 | 56.7 | 124.8 cc |
Get Your Dream Bike with an L&T Finance Two Wheeler Loan
Your dream of purchasing the best bike under 2 Lakh or a stylish bike under 2 Lakh can now be fulfilled.
L&T Finance’s Two Wheeler Loan brings you closer to your ideal ride by offering streamlined processes and customer-centric features. Whether you’re eyeing a sporty commuter or an off-road challenger, our tailored financing makes ownership seamless and affordable.
- Minimal paperwork
You can easily apply with minimum documentation required. - Accessible service
Complete your application digitally and our representative will guide you through the further process. - Loan tenure
Choose repayment tenures of up to 5 Years* to suit your budget and riding ambitions. - Maximum funding
Receive up to 100%* of the on-road price, so you can ride home on your dream machine without dipping into savings.
With competitive Two Wheeler Loan interest rates and end-to-end digital support, L&T Finance ensures that securing a Two Wheeler Loan is as rewarding as the first twist of the throttle.
Conclusion
When looking for bikes under 2 Lakh in India, you’re spoilt for choice. From off road bikes under 2 Lakh to super bikes under 2 Lakh, there’s something for every rider.
By weighing style, mileage and power, and pairing your purchase with an L&T Finance Two Wheeler Loan, you can confidently ride away on a machine that meets both your budget and your aspirations. If you are aiming for a slightly lower budget, you can also opt for bikes under ₹ 1.5 Lakh.
Frequently Asked Questions
1. What are the best bikes under 2 Lakh in India?
Top picks include the Royal Enfield Hunter 350 for its retro charm, Yamaha R15 V4 for sports performance, and Honda SP 125 for unmatched mileage and reliability.
2. Can I get a Two Wheeler Loan to buy a bike under 2 Lakh?
Yes. L&T Finance offers Two Wheeler Loan online for amounts up to ₹ 20 Lakh, with minimal paperwork and rapid approval.
3. Which is the most powerful bike under 2 Lakh in India?
The Bajaj Pulsar NS400Z leads with a 373 cc engine, 40 bhp and 35 Nm torque is unmatched in this price bracket.
4. What are the best bikes for long drives under 2 Lakh?
Royal Enfield Hunter 350 and Classic 350 excel in comfort and stability, while the Yamaha MT-15 V2 offers a sportier ride with decent touring ability.
5. How much down payment is required for a Two Wheeler Loan on bikes under 2 Lakh?
Typically, a 10 % down payment (₹ 20,000 on a ₹ 2 Lakh bike) is required. However, with L&T Finance, you can receive up to 100%* funding of the on-road price of your chosen bike.
6. How long does it take to get approval for a Two Wheeler Loan?
With L&T Finance, you can receive approval quickly after application.
7. Can I get a Two Wheeler Loan with a low credit score for bikes under 2 Lakh?
Yes. Applicants with a low credit score can qualify, provided they meet the age and employment criteria.
8. Are sports bikes under 2 Lakh available for financing?
Absolutely. Models like the Yamaha R15 V4 and Bajaj Pulsar NS200 fall under ₹ 2 Lakh and can be financed through L&T Finance’s Two Wheeler Loan. Use an EMI calculator for Two Wheeler Loan available on our website to know the monthly EMIs for different tenures.
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