Best Scooters Under ₹ 1 Lakh In India - Easy Two-Wheeler Financing
March 10, 2025 | 4 mins read
Finding a stylish bike under 2 Lakh that also delivers on performance and comfort can seem daunting. Yet, India’s market offers a wealth of options, from retro cruisers to sporty commuters.
Whether you’re seeking a good looking bike under 2 Lakh for city rides, a best bike for long drive under 2 Lakh that won’t fatigue you on highways, or a most powerful bike under 2 Lakh to satisfy your need for speed, this guide has you covered.
We’ve shortlisted top models and laid out clear specs, so you can easily compare and choose your dream ride.
These models blend eye-catching design with solid performance, making them go-to picks for those seeking flair on two wheels.
Feature | Royal Enfield Hunter 350 | Suzuki Gixxer SF | Yamaha FZ 25 |
---|---|---|---|
Engine | 349 cc single-cylinder, air & oil cooled | 155 cc single-cylinder, air-cooled FI | 249 cc single-cylinder, air-cooled, BS6 |
Power | 20.4 PS | 13.6 PS | 20.8 PS |
Torque | 27 Nm | 13.8 Nm | 20.1 Nm |
Gearbox | 5-speed | 5-speed | 5-speed |
Cluster | Semi-digital with tripper pod | Fully digital | Digital |
Suspension | Telescopic forks, dual-shock | Telescopic forks, rear swing arm | Telescopic forks, preload-adjustable mono-shock |
Brakes | Front disc, rear drum, ABS | Front & rear disc, single-channel ABS | Front & rear disc, dual-channel ABS |
When covering hundreds of kilometres, comfort and fuel efficiency matter most. Consider these tour-friendly machines:
Feature | Hunter 350 | Classic 350 | MT-15 V2 |
---|---|---|---|
Engine | 349 cc single-cyl. | 349 cc single-cyl. | 155 cc liquid-cooled |
Mileage | 36.2 kmpl | 35 kmpl | 48 kmpl |
Fuel Tank | 13 litre | 13 litre | 10 litre |
For riders chasing thrills, these powerhouses deliver the highest power figures in this budget:
Feature | NS400Z | R15 V4 | Hunter 350 |
---|---|---|---|
Engine | 373 cc liquid-cooled | 155 cc liquid-cooled | 349 cc air-cooled |
Power | 40 bhp | 18.1 bhp | 20.4 PS |
Model | Ex-Showroom Price (₹ ) (approx.) | Engine | Segment |
---|---|---|---|
Royal Enfield Hunter 350 | 1,49,900 | 349 cc | Cruiser |
Royal Enfield Classic 350 | 1,95,300 | 349 cc | Cruiser |
Yamaha MT-15 V2 | 1,70,583 | 155 cc | Street-fighter |
Yamaha R15 V4 | 1,85,255 | 155 cc | Sports |
Bajaj Pulsar NS200 | 1,55,042 | 199.5 cc | Sport |
TVS Apache RTR 160 | 1,18,142 | 159.7 cc | Sport-commuter |
Model | Mileage (kmpl) | Engine |
---|---|---|
Honda SP 125 | 64 | 123.94 cc |
Hero Xtreme 125R | 66 | 124.7 cc |
TVS Jupiter | 53.8 | 113.3 cc |
TVS Raider 125 | 56.7 | 124.8 cc |
Your dream of purchasing the best bike under 2 Lakh or a stylish bike under 2 Lakh can now be fulfilled.
L&T Finance’s Two Wheeler Loan brings you closer to your ideal ride by offering streamlined processes and customer-centric features. Whether you’re eyeing a sporty commuter or an off-road challenger, our tailored financing makes ownership seamless and affordable.
With competitive Two Wheeler Loan interest rates and end-to-end digital support, L&T Finance ensures that securing a Two Wheeler Loan is as rewarding as the first twist of the throttle.
When looking for bikes under 2 Lakh in India, you’re spoilt for choice. From off road bikes under 2 Lakh to super bikes under 2 Lakh, there’s something for every rider.
By weighing style, mileage and power, and pairing your purchase with an L&T Finance Two Wheeler Loan, you can confidently ride away on a machine that meets both your budget and your aspirations. If you are aiming for a slightly lower budget, you can also opt for bikes under ₹ 1.5 Lakh.
Top picks include the Royal Enfield Hunter 350 for its retro charm, Yamaha R15 V4 for sports performance, and Honda SP 125 for unmatched mileage and reliability.
Yes. L&T Finance offers Two Wheeler Loan online for amounts up to ₹ 20 Lakh, with minimal paperwork and rapid approval.
The Bajaj Pulsar NS400Z leads with a 373 cc engine, 40 bhp and 35 Nm torque is unmatched in this price bracket.
Royal Enfield Hunter 350 and Classic 350 excel in comfort and stability, while the Yamaha MT-15 V2 offers a sportier ride with decent touring ability.
Typically, a 10 % down payment (₹ 20,000 on a ₹ 2 Lakh bike) is required. However, with L&T Finance, you can receive up to 100%* funding of the on-road price of your chosen bike.
With L&T Finance, you can receive approval quickly after application.
Yes. Applicants with a low credit score can qualify, provided they meet the age and employment criteria.
Absolutely. Models like the Yamaha R15 V4 and Bajaj Pulsar NS200 fall under ₹ 2 Lakh and can be financed through L&T Finance’s Two Wheeler Loan. Use an EMI calculator for Two Wheeler Loan available on our website to know the monthly EMIs for different tenures.