Faqs - L&T Finance

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What is a Company Secretary (CS) Loan?

A Company Secretary (CS) Loan is a Professional Loan offered to Company Secretaries to support their business growth. This loan can be used for various purposes, such as office setup, expansion, working capital, or hiring staff.

Can I apply for a Company Secretary (CS) loan online?

Yes, you can apply for a CS Loan online through the L&T Finance website or PLANET App. The process is simple and convenient, requiring basic KYC details and income documents.

What are the benefits of taking a Professional Loan for CS?

Benefits include high loan amounts of up to ₹ 75 lakhs, competitive interest rates starting at 11.5%* p.a., flexible tenure of up to 60 months, fast approval, and real-time updates on loan status.

Can I apply for a CS Loan with a co-applicant?

Yes, you can apply for a CS Loan with a co-applicant, improving your chances of approval and possibly securing better loan terms.

Can I get a Professional Loan for CS if I have a low credit score?

Getting a Professional Loan for CS with a low credit score may be challenging, as the interest rate is risk-based. However, having a co-applicant with a good credit score might improve your chances.

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