Faqs - L&T Finance

Topics

Can I get a ₹ 1 Lakh loan without a salary slip?

Income proof is not mandatory for Personal Loans. You can easily apply without a salary slip.

What is the EMI for a Personal Loan of Rs. 1 Lakh?

EMIs vary based on tenure; for 5 years, it's approximately ₹ 2,200.

What is the interest rate levied on a Personal Loan of ₹ 1 Lakh?

Interest rates start from 11%* p.a. for a 1 Lakh Personal Loan.

What is the processing time for a Personal Loan of ₹ 1 Lakh?

Approval is quick, and funds are disbursed quickly into your bank account.

What credit score do I need for an instant ₹ 1 Lakh loan?

You must have good credit score to apply for an instant ₹ 1 Lakh loan.

Can I get a Personal Loan of ₹ 1 Lakh without any collateral?

Yes, our Personal Loan up to 1 Lakh does not require any collateral.

Can I avail ₹ 1 Lakh loan without income proof?

Yes, you can apply for a loan of 1 Lakh without income proof.

What is the maximum repayment period for a ₹ 1 Lakh Personal Loan?

You can repay the loan over a period of up to 72 months.

Need Further Assistance?

Chat instantly with us or request a call.