Credit Score

300900

Credit Score

Updated on 24/03/2024

564

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Curated offers for you

09 offersavailable

Home Loan

Get a Home Loan of up to ₹ 10 Crore with quick disbursal

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home loan

Personal Loan

Collateral-free Digital Personal Loan of up to ₹ 30 Lakhs

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personal Loan

Two Wheeler Loan

Get a quick and seamless loan approval with in 8 Minutes*

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Two wheeler Loan

Doctor Loan

Collateral-free Loans of up to ₹ 75 Lakh* to expand business

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Sme loan

Micro Loan

Short term loan for women borrowers for up to ₹ 45,000*

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Micro Loan

Farm Loan

Get a paperless loan disburment within 48 hours*

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Farm Loan

Loan Against Property

Avail loan for up to ₹ 7.5 Crore* to meet your unexped expenses

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loan against property

Micro Loan Against Property

Get a mortgage loan of up to ₹ 25 lakh* on your property

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home loan

Warehouse Receipt Finance

Get loans of up to ₹ 10 Crore disbursed within 30 minutes*

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home loan

Insights

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Keep Old Card Active

A strong payment history is crucial for building a good credit score. To maintain a healthy credit profile, continue using your older credit cards responsibly.

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Payment On Time

Prompt and consistent payments on your credit card significantly impact your credit score. Always pay your bills on time to demonstrate financial responsibility.

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Maintain Credit Ratio

A low credit utilisation ratio is key to a good credit score. Keep your credit card balance well below your credit limit to improve your creditworthiness.

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Home Loan

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SME Loan

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Fraud Awareness

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Two Wheeler Loan

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Fraud Awareness

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SME Loan

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SME Loan

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Careers

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personal loan

Festive Loan: A Guide to Personal Loans for Festival Expenses

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Two Wheeler Loan

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FAQs & Support

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How can I repay my two-wheeler loan?

You can repay your two-wheeler loan with a range of options. This includes eNach (Net Banking, Debit Card, Aadhaar, UPI), physical mandate through direct bank transfers, online payment through L&T Finance website. You can also repay through cheque & cash by visiting your nearest L&T Finance branch.

How do you get the lowest Interest Rate on a Personal Loan?

To secure the lowest Personal Loan interest rate in India, maintain a high credit score, compare lender offers, and choose shorter loan tenures.

How does credit score impact the Two Wheeler Loan interest rates?

A high credit score typically leads to lower interest rates as it indicates low credit risk, while a low score may increase rates due to higher perceived risk by lenders.

What is the current interest rate for a Personal Loan?

At L&T Finance, current Personal Loan interest rates start from 11%* per annum, depending on your creditworthiness and lender.

What is the process for applying for a Two Wheeler Loan?

Applying for a Two Wheeler Loan involves applying with the documents required for a Two Wheeler Loan application, which include identity, address, and income proof. Upon submission, the lender will verify your documents and creditworthiness before approving the loan.

Can I pre-pay my rural Kisan Suvidha Top-up Loan?

Yes, you can foreclose your Kisan Suvidha Top-up Loan. However, you will be charged 2% of the outstanding principal amount plus applicable taxes.

Can I prepay my Kisan Suvidha Plus Top-up Loan?

Yes, you can prepay your Kisan Suvidha Plus Top-up Loan. However, a foreclosure charge of 2% of the principal outstanding plus applicable taxes will apply.

What is the Two Wheeler Loan documentation process?

The documentation process involves gathering all necessary documents for a Two Wheeler Loan for all set of customers

What are loan tenure options for Pragati loan?

The maximum tenure for the Pragati Loan is between 24 and 36 months, allowing for flexible repayment options based on your financial situation.

Who is eligible to apply for the Vikaas Loan?

Women borrowers, aged between 20 and 60 years, who are first time members of joint liability groups in rural areas are eligible for a Vikaas Loan.

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