Union Budget 2026: Key Highlights, Tax Changes & Major Announcements
Feb 9, 2026 | 4 mins read
Credit Score
300900
Credit Score
Updated on 24/03/2024
564
Powered by
Curated offers for you
09 offersavailable
Insights
Keep Old Card Active
A strong payment history is crucial for building a good credit score. To maintain a healthy credit profile, continue using your older credit cards responsibly.
Payment On Time
Prompt and consistent payments on your credit card significantly impact your credit score. Always pay your bills on time to demonstrate financial responsibility.
Maintain Credit Ratio
A low credit utilisation ratio is key to a good credit score. Keep your credit card balance well below your credit limit to improve your creditworthiness.
Fraud Awareness
Home Loan
Home Loan Overdraft Facility | Benefits & Its Functions
Jan 28, 2026 | 4 mins read
personal loan
Personal Loan Agreement Explained: Terms, Interest Rates, Eligibility & Repayment
Jan 28, 2026 | 4 mins read
SME Loan
What is a Credit Note? Meaning, Format, & Use in Business
Jan 28, 2026 | 4 mins read
Home Loan
Understanding Loan Repayment: Meaning, Process, and Importance
Feb 4, 2025 | 4 mins read
personal loan
What is a UTR Number - Meaning & How to Check It?
Jan 27, 2026 | 4 mins read
personal loan
Overdue Loans: Understanding, Managing, and Clearing Your Payments
Jan 27, 2026 | 4 mins read
SME Loan
Top Government Business Loan Schemes for MSMEs
Aug 28, 2025 | 4 mins read
personal loan
What is an Overdraft Facility and How Does it Work?
Dec 26, 2025 | 4 mins read
personal loan
Difference Between Home Loan and Personal Loan Explained
Dec 24, 2025 | 4 mins read
FAQs & Support
View allWhat is a Two-Wheeler Loan?
A two-wheeler loan helps you purchase a bike of your choice, and pay for it in equated monthly instalments (EMIs) over a fixed period.
What is a Personal Loan?
A personal loan is an unsecured loan from a financial institution or lender to assist with personal expenses like medical expenses, wedding fees, vacation costs, home renovations, and the consolidation of debts. A personal loan typically requires monthly payments (installments) that include principal (the amount borrowed) and interest (the cost of borrowing) over a specified time frame. The interest rate on a personal loan will depend on the borrower's credit history and other factors related to their individual creditworthiness.
What is the eligibility criteria for applying for a Two Wheeler Loan in Indore?
You must be an Indian resident aged 21 to 65 Years, with a stable income as a salaried or self-employed individual.
Do I need a guarantor to apply for a Two Wheeler Loan in Indore?
No, a guarantor is not required if you meet the standard eligibility and documentation requirements.
What is the maximum repayment tenure for a Two Wheeler Loan in Indore?
You can choose a repayment tenure of up to 60 months* based on your loan eligibility.
What is the interest rate for a Two Wheeler Loan in Indore?
The Two Wheeler Loan interest rate in Indore starts with EMI as low as ₹ 2199 per Lakh*, based on your credit profile and loan details.
Is there a prepayment or foreclosure charge on the Two Wheeler Loan?
Yes, foreclosure charges are 5% of the outstanding principal amount plus applicable taxes.
Is there a prepayment or foreclosure charge on the Two Wheeler Loan?
Yes, a foreclosure charge of 5% of the principal outstanding plus applicable taxes is applicable.
Can I get a loan for an electric bike or scooter in Indore?
Yes, L&T Finance offers Two Wheeler Loans for electric bikes and scooters as well.
What is the minimum CIBIL score required to get a Two Wheeler Loan in Indore?
A good credit score is preferred for better loan terms and faster processing.
