Credit Score

300900

Credit Score

Updated on 24/03/2024

564

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Curated offers for you

09 offersavailable

Home Loan

Get a Home Loan of up to ₹ 10 Crore with quick disbursal

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home loan

Personal Loan

Collateral-free Digital Personal Loan of up to ₹ 30 Lakhs

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personal Loan

Two Wheeler Loan

Get a quick and seamless loan approval with in 8 Minutes*

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Two wheeler Loan

Doctor Loan

Collateral-free Loans of up to ₹ 75 Lakh* to expand business

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Sme loan

Micro Loan

Short term loan for women borrowers for up to ₹ 45,000*

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Micro Loan

Farm Loan

Get a paperless loan disburment within 48 hours*

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Farm Loan

Loan Against Property

Avail loan for up to ₹ 7.5 Crore* to meet your unexped expenses

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loan against property

Micro Loan Against Property

Get a mortgage loan of up to ₹ 25 lakh* on your property

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home loan

Warehouse Receipt Finance

Get loans of up to ₹ 10 Crore disbursed within 30 minutes*

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home loan

Insights

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Keep Old Card Active

A strong payment history is crucial for building a good credit score. To maintain a healthy credit profile, continue using your older credit cards responsibly.

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Payment On Time

Prompt and consistent payments on your credit card significantly impact your credit score. Always pay your bills on time to demonstrate financial responsibility.

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Maintain Credit Ratio

A low credit utilisation ratio is key to a good credit score. Keep your credit card balance well below your credit limit to improve your creditworthiness.

Blogs

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Loan Against Property

Understand About Types of Mortgage Loans

Jun 12, 2025 | 4 mins read
SME Loan

Promissory Note - Meaning, Benefits & Format

Jun 11, 2025 | 4 mins read
Two Wheeler Loan

What is MCWG in Driving Licence? - Full Form, Meaning & Benefits

Jun 10, 2025 | 4 mins read
personal loan

How to Get 50000 Personal Loan without CIBIL Score

Jun 10, 2025 | 4 mins read
personal loan

Tips to Negotiate Personal Loan Settlement

Jun 10, 2025 | 4 mins read
Home Loan

What is e-Mandate and How it Works?

Jun 9, 2025 | 4 mins read
Home Loan

What Is Memorandum of Deposit of Title Deed (MODT) in Home Loan?

Jun 9, 2025 | 4 mins read
personal loan

Personal Loan Eligibility Calculator Guide

Jun 9, 2025 | 4 mins read
Fraud Awareness

Importance of Reading the MITC and Key Fact Statement

May 30, 2025 | 4 mins read
Fraud Awareness

A Guide to Cyber Safety Awareness for Customers

May 20, 2025 | 4 mins read
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FAQs & Support

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How can I repay my two-wheeler loan?

You can repay your two-wheeler loan with a range of options. This includes eNach (Net Banking, Debit Card, Aadhaar, UPI), physical mandate through direct bank transfers, online payment through L&T Finance website. You can also repay through cheque & cash by visiting your nearest L&T Finance branch.

How do you get the lowest Interest Rate on a Personal Loan?

To secure the lowest Personal Loan interest rate in India, maintain a high credit score, compare lender offers, and choose shorter loan tenures.

Is a PAN card sufficient for getting a Personal Loan?

Yes, but you may also require basic income proof and address proof.

How does credit score impact the Two Wheeler Loan interest rates?

A high credit score typically leads to lower interest rates as it indicates low credit risk, while a low score may increase rates due to higher perceived risk by lenders.

What is the current interest rate for a Personal Loan?

At L&T Finance, current Personal Loan interest rates start from 11%* per annum, depending on your creditworthiness and lender.

What are MOD charges on a Home Loan?

MOD (Memorandum of Deposit) charges are fees related to depositing title deeds as security against the Home Loan.

What is a Loan Against Property Foreclosure Calculator?

It is a digital tool designed to estimate the foreclosure charges and savings when you repay your Loan Against Property early.

What is a Loan Against Property Prepayment Calculator?

It is an online tool designed to calculate the impact of prepaying your loan, showing potential savings and tenure reduction.

What is the process for applying for a Two Wheeler Loan?

Applying for a Two Wheeler Loan involves applying with the documents required for a Two Wheeler Loan application, which include identity, address, and income proof. Upon submission, the lender will verify your documents and creditworthiness before approving the loan.

Can I pre-pay my rural Kisan Suvidha Top-up Loan?

Yes, you can foreclose your Kisan Suvidha Top-up Loan. However, you will be charged 2% of the outstanding principal amount plus applicable taxes.

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