Credit Score

300900

Credit Score

Updated on 24/03/2024

564

Powered by

Curated offers for you

09 offersavailable

Home Loan

Get a Home Loan of up to ₹ 10 Crore with quick disbursal

home loan

Personal Loan

Collateral-free Digital Personal Loan of up to ₹ 30 Lakhs

personal Loan

Two Wheeler Loan

Get a quick and seamless loan approval with in 8 Minutes*

Two wheeler Loan

Doctor Loan

Collateral-free Loans of up to ₹ 75 Lakh* to expand business

Sme loan

Micro Loan

Short term loan for women borrowers for up to ₹ 45,000*

Micro Loan

Farm Loan

Get a paperless loan disburment within 48 hours*

Farm Loan

Loan Against Property

Avail loan for up to ₹ 7.5 Crore* to meet your unexped expenses

loan against property

Micro Loan Against Property

Get a mortgage loan of up to ₹ 25 lakh* on your property

home loan

Warehouse Receipt Finance

Get loans of up to ₹ 10 Crore disbursed within 30 minutes*

home loan

Insights

insight-icon

Keep Old Card Active

A strong payment history is crucial for building a good credit score. To maintain a healthy credit profile, continue using your older credit cards responsibly.

insight-icon

Payment On Time

Prompt and consistent payments on your credit card significantly impact your credit score. Always pay your bills on time to demonstrate financial responsibility.

insight-icon

Maintain Credit Ratio

A low credit utilisation ratio is key to a good credit score. Keep your credit card balance well below your credit limit to improve your creditworthiness.

FAQs & Support

View all

How can I repay my two-wheeler loan?

You can repay your two-wheeler loan with a range of options. This includes eNach (Net Banking, Debit Card, Aadhaar, UPI), physical mandate through direct bank transfers, online payment through L&T Finance website. You can also repay through cheque & cash by visiting your nearest L&T Finance branch.

How do you get the lowest Interest Rate on a Personal Loan?

To secure the lowest Personal Loan interest rate in India, maintain a high credit score, compare lender offers, and choose shorter loan tenures.

How does credit score impact the Two Wheeler Loan interest rates?

A high credit score typically leads to lower interest rates as it indicates low credit risk, while a low score may increase rates due to higher perceived risk by lenders.

What is the current interest rate for a Personal Loan?

At L&T Finance, current Personal Loan interest rates start from 11%* per annum, depending on your creditworthiness and lender.

What are MOD charges on a Home Loan?

MOD (Memorandum of Deposit) charges are fees related to depositing title deeds as security against the Home Loan.

What is a Loan Against Property Foreclosure Calculator?

It is a digital tool designed to estimate the foreclosure charges and savings when you repay your Loan Against Property early.

What is the process for applying for a Two Wheeler Loan?

Applying for a Two Wheeler Loan involves applying with the documents required for a Two Wheeler Loan application, which include identity, address, and income proof. Upon submission, the lender will verify your documents and creditworthiness before approving the loan.

Can I pre-pay my rural Kisan Suvidha Top-up Loan?

Yes, you can foreclose your Kisan Suvidha Top-up Loan. However, you will be charged 2% of the outstanding principal amount plus applicable taxes.

Can I prepay my Kisan Suvidha Plus Top-up Loan?

Yes, you can prepay your Kisan Suvidha Plus Top-up Loan. However, a foreclosure charge of 2% of the principal outstanding plus applicable taxes will apply.

What is the Two Wheeler Loan documentation process?

The documentation process involves gathering all necessary documents for a Two Wheeler Loan for all set of customers