Faqs - L&T Finance

Topics

Is a PAN card sufficient for getting a Personal Loan?

Yes, but you may also require basic income proof and address proof.

What is the eligibility for a Personal Loan using a PAN card?

Applicants must meet age, income and credit score criteria. Knowing about the internal policies is also important to fulfil the eigibility criteria.

Is applying for a loan online with just a PAN card safe?

Yes, as long as you apply through trusted lenders like L&T Finance.

How quickly can I get a ₹ 20,000 loan on PAN card verification?

Loans are usually approved and disbursed within 24-48 hours. However, the minimum loan requirement must be at least ₹ 50,000.

Are there any hidden charges in such loans?

Charges like processing fees and prepayment penalties should be reviewed before applying.

Can I repay the loan before the tenure ends?

Yes, you can make prepayment of your loan with applicable charges.

Can I get a Personal Loan using a PAN card without income proof?

Yes, you can get a Personal Loan using only a PAN card.

How much loan can I get with just my PAN card?

At L&T Finance, you can get a loan of up to ₹ 10 Lakh without income proof, depending on your eligibility. However, the maximum loan you can get is up to ₹ 30 Lakh.

What documents are needed along with a PAN card for a Personal Loan?

Address proof, identity proof and income proof are required.

What is the interest rate for a Personal Loan on a PAN card?

L&T Finance offers Personal Loans at an interest rate starting from as low as 11%* p.a.

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