Faqs - L&T Finance

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What is a Personal Loan?

A Personal Loan is an unsecured loan that can be used for variety of reaso... Read More

Why should I take loan from L&T Finance?

Key features of L&T Finance Personal Loans are - Completely digital process, Quick disbursal, Transparent, No security needed, and Minimum documentation.

When can I apply for Personal loans?

Anyone in the age group from 21 years to the age of 58 years on loan maturity can apply for a Personal loan, provided the applicant has the required documents.

How can you register for Do Not Disturb?

We (L&T Finance Limited - Personal loans, agents, representatives) wou... Read More

What are the documents to be provided?

Aadhaar Number, PAN, Current address proof & bank details.

Do I need to provide any security in the form of asset or repayment instrument?

No, this is 100% unsecured loan

How much loan can I get?

One can get loan starting from ₹50,000 up to ₹30,00,000

What is the tenure of the loan?

The tenure can range from 12 months to 72 months

What is the interest rate?

The interest rate starts from 11% onwards. Your interest rate depends on your Credit Score, Loan Amount and other Eligibility Criteria.

What is the processing fee?

Processing fee will be upto 3%* of Loan Amount + applicable taxes.

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