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- Agri-Implement Loan(FL)
- Area Conversion Calculator
- Balance Transfer
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- Home Loan Balance Transfer Documents
- Home Loan Fees and Charges
- Home Loan Prepayment
- Home Loan Tax benefits calculator
- Kisan Suvidha (Top Up)
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- LAP Balance Transfer Calculator
- LAP Foreclosure Calculator
- Life Insurance
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- Pragati Loan
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- SME Loan Fees And Charges
- Supply Chain Finance
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- Top Up(LAP)
- Two Wheeler Loan
- Two Wheeler Loan Fee and Charges
- Vikaas Loan
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- Warehouse Receipt Finance(FarmLoan)
You’ll need details like the outstanding loan amount, current tenure, interest rate, new interest rate, and any applicable processing fees.
The EMI is calculated based on the revised principal, interest rate and tenure after the balance transfer.
Yes, there is a processing fee of up to 3% of sanctioned amount + applicable taxes (this is inclusive of Login Fee).
Savings depend on the difference between your current and new interest rates and the remaining loan tenure.
Yes, you can get a top-up loan as part of the balance transfer process.
Eligibility includes age, stable income, profession and a good repayment history.
Common documents include age proof, address proof, photo ID, income proof, and existing loan detail documents.
The process usually takes 7-15 working days.
Yes, you can, but you must check the prepayment charges or foreclosure fees.
A balance transfer may improve your credit score if managed well, as it reflects responsible financial behaviour.
