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- Home Loan Tax benefits calculator
- Kisan Suvidha (Top Up)
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- LAP Balance Transfer Calculator
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- New Tractor loan
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- TW Eligibility Calculator
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- Two Wheeler Loan
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- Vikaas Loan
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- Warehouse Receipt Finance(FarmLoan)
Typical Tractor Loan charges during disbursement include processing fees and documentation charges. These fees contribute to the overall loan cost and are crucial for financial planning.
The processing fee is a percentage of the sanctioned loan amount. L&T Finance charges a processing fee of up to 2% of the loan amount plus applicable taxes GST including documentation charges.
There is No hidden charges in L&T Finance's Tractor Loan. All charges are mentioned in the website and in the loan agreement.
Yes, GST is applicable on certain fees, such as processing fees for Tractor Loans. It's included in the calculation to ensure compliance with tax regulations.
Yes, there are late payment penalties. It is levied at 2% per month on overdue EMI + applicable taxes. To Avoid paying the penal charges, ensure repayment on time.
Yes, additional charges might include RC non-submission charges, and repo or parking fees, as applicable. The charges are levied depending on the actual costs incurred.
No. There is no cancellation fees charged, in case the loan is rejected by L&T Finance
Foreclosure charges typically amount to 2% of the outstanding principal loan amount plus applicable taxes.
To avoid extra fees, ensure timely payments, read the loan agreement thoroughly and discuss all possible charges beforehand.