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A Home Loan processing fee is a charge levied by lenders to cover the administrative expenses of processing a loan application.
No, the processing fee is generally non-refundable, even if the loan application is rejected.
The processing fee is a percentage of the loan amount, up to 3% for L&T Finance, plus applicable taxes.
The processing fee is typically paid at the time of loan application submission.
Yes, you can request a waiver, but approval depends on the bank's discretion.
No, processing fees are non-refundable regardless of the outcome of the application.
Incidental charges cover additional costs incurred by the lender, such as legal and valuation fees.
MOD (Memorandum of Deposit) charges are fees related to depositing title deeds as security against the Home Loan.
While rare, some promotional offers might include zero processing fees.
Up to 3% of the sanctioned amount plus applicable taxes.
