FAQ - L&T Finance

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Required documents include:
Valid ID Proof [Aadhaar Card & Voter ID / Ration card / MGNREGA card]
Valid Address Proof
Income Proof

  • Processing Fee: Up to 1.25% of the loan amount + applicable taxes.
  • Late Payment Charge: Not Applicable.
  • Prepayment Charges: Not Applicable.
  • Additional fees for EMI bounce, foreclosure, and document: Not Applicable.

Yes, credit score check will be conducted.

Depending on your eligibility and application details, you can avail Vishwas Loan up to ₹ 1 Lakh.

The maximum loan tenure under the Rural Vishwas Loan is up to 36 months.

The Rural Vishwas Loan's interest rate is 25%* p.a., making it competitive for women seeking financial solutions.

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