Faqs - L&T Finance

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How does a Vacation Loan work?

A Vacation Loan is a personal loan offering quick access to funds with minimal documentation and fast disbursal.

Can I get a Vacation Loan using only my Aadhaar and PAN card?

Yes, but you may also have to provide some other documents, depending on the loan amount required and your credit profile.

What is the interest rate for a Vacation Loan?

Vacation Loans interest rates with L&T Finance start from 11%* per annum.

What is the maximum amount I can borrow through a Vacation Loan?

You can get up to ₹ 30 Lakh* depending on your credit score and repayment capacity.

Is the Vacation Loan available for international travel?

Yes, Vacation Loans can be used for both domestic and international travel, including flights, hotels, and tour packages.

How quickly can I get the loan amount disbursed for my trip?

Once approved, the loan is disbursed quickly into your bank account.

What documents are required to apply for a Vacation Loan?

Basic documents like Aadhaar, PAN card, salary slips, and bank statements are required to apply for a Vacation Loan.

Who is eligible to apply for a Vacation Loan PDP?

Indian residents aged 21 to 58 years who are salaried or self-employed are eligible for a Vacation Loan.

Are Vacation Loans unsecured or do I need collateral?

Vacation Loans from L&T Finance are unsecured, so you don't need to pledge any collateral or assets.

Can I prepay or foreclose a Vacation Loan without charges?

No. There are prepayment and foreclosure charges levied on Vacation Loans.

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