FAQ - L&T Finance

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Interest rates start from 9.00%* p.a., depending on your credit score, income, and loan amount. Final rates are subject to approval after processing.

You can customize your repayment tenure from a minimum of 3 years up to 20 years, offering you the flexibility to manage your loan comfortably.

Yes, a LAP Top Up Loan can be utilized to consolidate multiple existing loans. This simplifies repayment by merging the dues into a single loan with a streamlined EMI.

Common uses include business expansion, working capital requirements, debt consolidation, home renovation, education, and medical expenditure.

No guarantor is required because the loan is secured against the property you pledge as collateral.

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