Faqs - L&T Finance

Topics

Can I apply if my business is only 2 years old?

Yes, if your loan requirement is up to 75 lacs, the Spoorthi program accepts a 2-year business vintage.

Does the property have to be in Women's name?

Yes, women must be either the sole owner or a co-owner of the property offered as collateral.

Can I include my husband's income to increase my loan eligibility?

Yes, but your individual income must constitute at least 50% of the total appraised income for the application.

Is this program available in all cities?

Currently, Phase I covers 8 major hubs: Mumbai, Delhi, Bangalore, Chennai, Pune, Ahmedabad, Kolkata, and Hyderabad .

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