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What is Loan Against Property Balance Transfer?
A Loan Against Property Balance Transfer allows you to transfer your existing LAP from your current lender to a new lender for a reduced EMI, lower interest rates and better loan terms.
What are the benefits of transferring my LAP?
Benefits include lower interest rates, reduced EMIs, flexible loan tenure options, and additional top up loans.
Can I get a top up loan along with a LAP Balance Transfer?
Yes, we offer a top up facility along with a balance transfer, providing you with extra funds for business or personal needs.
Can I pre-pay my LAP BT?
Yes, you can prepay your LAP balance transfer. However, pre-payment or foreclosure charges may apply depending on the amount you want to pay. It’s important to check the terms of your loan.
Is there any processing fee for LAP Balance Transfer?
Yes, a processing fee is applicable and usually charged as a percentage of the sanctioned amount. At L&T Finance, the processing fee is approximately 1% plus applicable taxes.
