L&T Finance's Rural product finance division caters to the finance needs of the rural customers and helps them to realize their dreams. L&T Finance offers Rural Financing in 17 states with 72 branches and a dedicated field force. The success of L&T Finance in this segment comes from its approachability, simpler documentation, transparency in processing, better understanding of customers business and product knowledge.

Under Rural Financing we offer:

• Farm Equipment Financing

  • Financing to all farm equipments
  • Operations in 16 states
  • More than 43000 vehicles financed till date
  • Preferred financier for OEMs like:
     – John Deere
     – TAFE
     – Mahindra and Mahindra
     – Escorts
     – New Holland
     – Kubota
  

• Tractor Dealer Financing

  • Product for financing working capital needs of dealers
  • More than 180 registered dealers under the product
  • Support to all manufacturers (Kisan Gaurav and Kisan Bandhu)
  • Payment disbursement within 12 hours
  • Revolving facility with auto knock off against retail cases
  

• Utility Vehicle Financing

  • Retail financing for 3-wheelers, 4-wheelers, cars and MUV
  • Operating in 17 states, relationship with more than 1000 dealers
  • Schemes designed to meet location specific features
  • More than 20,000 vehicles financed
  • Preferred financier for all major OEMs like:
     – Tata Motors
     – Mahindra Automotives
     – Piaggio Vehicles Pvt Ltd
     – Maruti Suzuki India Limited
  

• Mortgage Based Agriculture Financing

  • Mortgaged based funding
  • Option of both Simple and Registered mortgage of land
  • Financing for agricultural assets as well as inputs
  • Financing up to 7 Years
  

So why partner with us?

With a wide network, faster processing time and attractive interest rates, L&T Finance ensures that all your financing needs are met without any hassle. And with flexible repayment terms that matched your income flow, we make sure that your loan repayment process is a stress free process.