If you are looking for low-income finance or belong to the solidarity lending group of consumers and self employed who lack access to banking and related services, you can turn to L&T Finance. L&T Finance started this initiative in July 2008 and has been actively involved in helping the underserved get a sustainable livelihood through this initiative.



Financing available through Joint Liabilty Group(JLG) and Individual Loans(IL)

Joint Liabilty Group (JLG):

  • Loan available for low income groups for income generation purpose
  • Micro loan funding available from Rs. 12,000 to 35,000
  • Loan amount decided based on the activity level of the borrrower
  • Duration of loan tenture ranges from 12 to 24 months
  • Easy monthly repaymnet schedule
  • Financing wihtout any collateral security
  • Reducing interest rate of 25.75% with fixed processing fee of 1%

Individual Loan (IL):

  • Funding available up to Rs. 50,000
  • Loan Amount decided based on the activity level of the borrower
  • Duration of loan tenture ranges up to 30 months
  Apply Online Now!  

"The service, facilities and co-operation extended by L&T Finance is very conducive for our business."


Mr. Dinanath Kanade – Director 

Kanade Anand Udyog Pvt Ltd (vendor for BHEL) 

* Image used above is only for representative purpose and is not the actual image.


* Terms & Conditions Apply. Credit at the sole discretion of the company.

** Insurance Products are sourced through L&T Access Financial Advisory Services Limited.

Please Note: L&T Finance Limited does not offer Personal Loans and the general public is requested not to believe in or act upon any fraudulent advertisements in this regard.

DID YOU KNOWOver 3.3 lakhshappy customers have availed and gained from the L&T Finance Micro finance.
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Toll free no:1800-209-47471800-209-4747