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L&T Finance Holdings is a financial holding company offering a diverse range of financial products and services across the corporate, retail and infrastructure finance sectors, as well as mutual fund products and investment management services, through our direct and indirect wholly-owned subsidiaries. Our Company is registered with the RBI as a Systemically Important Non-Deposit Taking Non-Banking Financial Company and has applied for registration as a Core Investment Company. L&T Finance Holdings is promoted by L&T as a part of its corporate strategy meant to give a distinct identity to the financial services business. Our operations are arranged into four business groups – the Infrastructure Finance Group, the Retail Finance Group, the Corporate Finance Group and the Investment Management Group. Our network of offices has been established to cater to the growing business needs of our diverse customer base, which includes individual retail customers as well as large companies, banks, multinational companies and small- and medium-enterprises, and to provide them with satisfactory customer service according to their varying requirements. The corporate holding structure is shown below: |
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Mr. Deosthalee joined Larsen & Toubro Limited (L&T) in 1974 and held positions at various offices of the company all over the country until assuming charge as General Manager (Finance) in 1990. In addition to assuming total responsibility of the Finance portfolio, he also oversees the Personnel and HR functions in the Company. 
Mr. Sivaraman is a seasoned Chartered Account with 28 years of rich experience; has been with L&T since 1982. Presently, he serves as a director in L&T’s various subsidiaries, even as he oversees the entire financial services business.
Mr. R. Shankar Raman, is a Chartered Accountant, who brings with him extensive professional experience of 28 years, wherein he has served leading corporations in various capacities in the financial domain. Presently, he oversees a broad spectrum of L&T’s crucial activities. Besides, he is also on the management board of several companies including international subsidiaries of the L&T Group.