L&T Finance Limited (LTF) is a subsidiary of Larsen and Toubro. It was incorporated as a Non Banking Finance Company in November 1994. Through LTF, L&T aims at making a strong foray in the ever-expanding financial services sector.

As a business philosophy, we fund income generating assets/activities while maintaining a clear focus on returns.

LTF offers a spectrum of financial products and services for trade, industry and agriculture. The company's focus segments are corporate products, construction equipment, CVs and tractors. Despite the turbulence in the financial services markets over the past few years, L&T Finance has adapted well to the changing market dynamics to remain consistently profitable.

Like the rest of the companies in L&T group, LTF is also professionally managed. LTF shares the professional values and ethos of its parent company, and has acquired and maintained a reputation for reliability, transparency of operations and absolute integrity. A steady growth rate validates the trust that industry has reposed in the company.

Mission :

Our Aim : To be a strategic business partner and a solution provider.

Our Purpose : To nurture human capital and develop leadership for professional excellence through meritocracy and continuous learning environment.

Our values : Customer orientation, teamwork, trust and transparency.

Vision :

"To be a dominant player in financial services, committed to constant innovation and sustained customer service to enhance shareholder's wealth. LTF will foster trust, uphold integrity and radiate positive energy."

About L&T Group

Larsen & Toubro Ltd is a USD 9.8 billion technology, engineering and construction group with operations spread across the globe. It was ranked as 14th by the Economic Times in their survey of the Top 500 Companies in India. Another feather in its cap was added when L&T was ranked 47th in the world in the June 2009 issue of Forbes-Reputation Institute’s “World’s Most Reputable Companies” survey. In this survey, L&T was the only engineering and construction company in the world to have made it to the top 200.

Having established its foothold in engineering and construction, electrical and electronics, industrial products and information technology, L&T forayed into the financial services space. Financial Services has been identified as a strategically important business for L&T Group. It has been L&T’s vision to become a ‘wholesome’ player in this area of business. With an entire range of products and service offerings, L&T’s ‘Financial Services’ initiative will cater to an entire spectrum of customers, and their various financial needs.