L&T Finance Limited (LTF) is a subsidiary of L&T Finance
Holdings Limited. It was incorporated as a Non Banking Finance
Company (NBFC) in November 1994. Through LTF, L&T aims to make
a strong foray in the ever-expanding financial services sector.
As a business philosophy, we fund income generating
assets/activities while maintaining a clear focus on returns.
LTF offers a spectrum of financial products and services for
trade, industry and agriculture. The company's focus segments are
corporate products, construction equipment, commercial vehicles and
tractors. Despite the turbulence in the financial services markets
over the past few years, L&T Finance has adapted well to the
changing market dynamics to remain consistently profitable.
LTF shares the professional values and ethos of its parent
company, and has earned and maintained a reputation for
reliability, transparency of operations and absolute integrity. A
steady growth rate validates the trust that industry has reposed in
To be a strategic business partner and a solution provider.
To nurture human capital and develop leadership for professional
excellence through meritocracy and a continuous learning
Customer Orientation, Teamwork, Trust and Transparency.
To be a dominant player in the financial services
industry, committed to constant innovation and sustained customer
service that enhances shareholder wealth. LTF will foster trust,
uphold integrity and radiate positive energy.
About L&T Finance Holdings Limited
L&T Finance Holdings Limited (LTFH) is a financial holding
company offering a diverse range of financial products and services
across the corporate, retail and infrastructure finance sectors, as
well as mutual fund products and investment management services,
through its direct and indirect wholly-owned subsidiaries. It is
registered with the RBI as an NBFC.
LTFH is promoted by Larsen & Toubro Limited, one of the
leading companies in India, with interests in engineering,
construction, electrical and electronics manufacturing and
services, information technology and financial services.
LTFH is headquartered in Mumbai, and have a presence in 23
states in India. Its network of offices has been established to
cater to the growing business needs of our diverse customer base,
which includes individual retail customers as well as large
companies, banks, multinational companies and small and
medium-enterprises, and to provide them with satisfactory customer
service according to their varying requirements.
LTFH's operations are arranged into four business groups, being
the Infrastructure Finance Group, the Retail Finance Group, the
Corporate Finance Group and the Investment Management Group.
About L&T Group
Larsen & Toubro Ltd is a USD 14 billion technology,
engineering, construction and manufacturing group with operations
spread across the globe. It was ranked as 14th in 2011 by the
Economic Times in their survey of the Top 500 Companies in India.
Another feather in its cap was added when L&T was ranked 47th
in the world in the June 2009 issue of Forbes-Reputation
Institute's "World's Most Reputable Companies" survey. In this
survey, L&T was the only engineering and construction company
in the world to have made it to the top 200.
Having established its foothold in engineering and construction,
electrical and electronics, industrial products and information
technology, L&T forayed into the financial services space.
'Financial services' has been identified as a strategically
important business for the L&T Group. It has been L&T's
vision to become a 'wholesome' player in this area of business.
With an entire range of products and service offerings, L&T's
'financial services' initiative will cater to an entire spectrum of
customers and their various financial needs.