L&T Finance Limited (LTF) is a wholly owned subsidiary of L&T Finance Holdings Limited. It was incorporated as a Non Banking Finance Company (NBFC) in November 1994. Through LTF, L&T aims to make a strong foray in the ever-expanding financial services sector.
As a business philosophy, we fund income generating assets/activities while maintaining a clear focus on returns.
L&T Finance offers a spectrum of financial products and services for trade, industry and agriculture. The company's focus segments are corporate products, construction equipment, commercial vehicles and tractors. Despite the turbulence in the financial services markets over the past few years, L&T Finance has adapted well to the changing market dynamics to remain consistently profitable.
L&T Finance shares the professional values and ethos of its parent company, and has earned and maintained a reputation for reliability, transparency of operations and absolute integrity. A steady growth rate validates the trust that industry has reposed in the company.
To be a strategic business partner and a solution provider.
To nurture human capital and develop leadership for professional excellence through meritocracy and a continuous learning environment.
Customer Orientation, Teamwork, Trust and Transparency.
To be a dominant player in the financial services industry, committed to constant innovation and sustained customer service that enhances shareholder wealth. L&T Finance will foster trust, uphold integrity and radiate positive energy.
About L&T Finance Holdings Limited
L&T Finance Holdings Limited (LTFH) is a financial holding company offering a diverse range of financial products and services across the corporate, retail and infrastructure finance sectors, as well as mutual fund products and investment management services, through its direct and indirect wholly-owned subsidiaries. It is registered with the RBI as an NBFC.
L&T Finance Holdings Limited is promoted by Larsen & Toubro Limited, one of the leading companies in India, with interests in engineering, construction, electrical and electronics manufacturing and services, information technology and financial services.
L&T Finance Holdings is headquartered in Mumbai, and have a presence in 23 states in India. Its network of offices has been established to cater to the growing business needs of our diverse customer base, which includes individual retail customers as well as large companies, banks, multinational companies and small and medium-enterprises, and to provide them with satisfactory customer service according to their varying requirements.
L&T Finance Holding's operations are arranged into four business groups, being the Infrastructure Finance Group, the Retail Finance Group, the Corporate Finance Group and the Investment Management Group.
About L&T Group
Larsen & Toubro Ltd is a USD 14 billion technology, engineering, construction and manufacturing group with operations spread across the globe. It was ranked as 14th in 2011 by the Economic Times in their survey of the Top 500 Companies in India. Another feather in its cap was added when L&T was ranked 47th in the world in the June 2009 issue of Forbes-Reputation Institute's "World's Most Reputable Companies" survey. In this survey, L&T was the only engineering and construction company in the world to have made it to the top 200.
Having established its foothold in engineering and construction, electrical and electronics, industrial products and information technology, L&T forayed into the financial services space. 'Financial services' has been identified as a strategically important business for the L&T Group. It has been L&T's vision to become a 'wholesome' player in this area of business. With an entire range of products and service offerings, L&T's 'financial services' initiative will cater to an entire spectrum of customers and their various financial needs.