Personal Loan Eligibility Calculator Guide
Jun 9, 2025 | 4 mins read
Customer Awareness
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Housing Loan
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Personal Loan
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Two wheeler Loan
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Business Loan
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Rural Loan
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Farmer Loan
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Loan Against Property
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Gold Loan
Housing Loan
Make your dream home a reality with our flexible Housing Loan options. We offer competitive interest rates starting at 8.65%* p.a. and a hassle-free application process.
Balance Transfer
Paying high EMI? Transfer your loan for lower interest and longer repayment term
Home Decor Finance
Left with an empty house after home loan? Avail our Home Decor Loan
Personal Loan
Our Digital Personal Loans for up to ₹ 30 Lakhs to fit your unique needs, whether it's for vacation, home improvement, or to pay unexpected medical bills.
A Personal Loan for All Your Needs
Medical Emergency
Get competitive interest rates to help pay your medical expenses
Home Renovation
Refresh your home with a loan that makes home improvement affordable
Wedding and Celebration
Get the necessary funds to make your dream celebration a reality
Vacation
Enjoy your next vacation without worrying about your travel expenses
Education
Get financial support for your education and other related expenses
Debt Consolidation
Consolidate multiple debts into one loan with lower interest rates
Two Wheeler Loan
Own your dream bike with Two Wheeler loan that offers up to 100%* financing for maximum tenure of 60 months, with competitive interest rates and quick processing.
One loan solution for all your two wheeler (TW) financing needs
Electric Two Wheeler Loan
Go electric with quick and easy loan application process
Super Bike Loan
Ride your dream super bike with personalized tenure options
Commuter TW Loan
Get a new TW for your comfortable daily commute at affordable EMIs
Business Loan
Our Business Loans offer flexible financing options starting at 11.25%* p.a. for professionals and 15%* p.a. for businesses, empowering you to grow and innovate.
SME Loan
Fuel your business ambitions with loan up to ₹ 75 Lakh without any collateral
Doctor Loan
Get loan for practising Doctors up to ₹ 75 Lakh, tailored to your needs
Chartered Accountant Loan
Loans for Practicing CAs with flexible tenure of up to 60 months
Professional Loan
Elevate your practice (CMA / CS) with a loan of up to ₹ 75 Lakh
Rural Business Finance
Empowering women with our group loans for rural communities. Designed to address your unique needs, promote growth and development within your community.
Group Loan Interest Rate: 16% to 23.5% per annum (on reducing balance) *
Group Loan Weighted Average Interest Rate for Q4 FY 24-25: 22.97% *
Vikaas Loan (Group Loan)
Short-term loan without collateral to cater to your business needs
Vishwas Loan (Group Loan)
Already a member? Avail higher loan amount with lower interest rate
Pragati Loan (Group Loan)
Already a member? Loan for your needs without worrying about collaterals
Farmer Loan
Grow your farm with flexible Farmer Loans tailored to your needs. Enjoy competitive rates, quick approval, and repayment terms that align with your farming cycles.
New Tractor Loan
Get your favourite tractor for the farm with our New Tractor Loan
Agri-Implement Loan
Upgrade your farm equipments and boost your farm's efficiency
Kisan Suvidha Top Up Plus
Enhance your Farm operations with our additional Top up Loan
Refinance Loan
Get easy refinance options for your farming needs on your tractor
Loan Against Property
Unlock your property’s potential with Loan Against Property, featuring a flexible tenure of up to 20 years, use the funds to meet various financial needs and achieve your goals.
Loan Against Property
Fund your business needs, or any other financial needs with LAP
Micro Loan Against Property
Get a Micro LAP up to ₹ 25 Lakhs to cover for your financial needs
LAP Balance Transfer
Paying high EMI? Transfer your existing LAP for lower interest and longer repayment term
Gold Loan
Pledge your gold with us to fulfil your financial needs based on the gold value, with loans starting from ₹ 1,500 and benefits for paying early with tenure of up to 12 months.
Super Loan
Get high-value loans (> ₹ 30 Lakh) at minimum interest rates
Vridhi Loan
Get gold loan (> ₹ 10 Lakh) at low interest rates
Sampati Loan
Get gold loan (> ₹ 4 Lakh) at competitive interest rates
Saraswati Loan
Get a medium to low value gold loan (> ₹ 1 Lakh) at competitive interest rates
Safalta Loan
Low-value loans (> ₹ 50 Thousand) available at competitive interest rates
Sugam Loan
Loans starting from ₹ 1,500 with competitive interest rates
Shubh Loan (6-month scheme)
Loan starting from ₹ 1,500, with a 6-month repayment structure
Sukhad Loan (1-year scheme)
Loans starting from ₹ 1,500 with a 12-month repayment structure
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